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Seabank just announced yesterday that they’re adjusting their interest rate from 5% per annum down to a 4.5% p.a. interest rate. What does this mean? Deposits/balances of up to 250K will earn a…
It’s that time of the month again wherein your Poor Pinoy Investor reveals his current stock portfolio. This isn’t to brag, but rather to be transparent and remain true to the actual…
I’ve talked about investing in the US stock market a lot. And in my previous posts, I’ve mentioned how the US stock market has an average annual return of 10%. The question is how should…
I’m a member of a certain Facebook MP2 sharing group and I’ve seen a lot of similar questions being raised so I’ve decided to create this post. Hopefully, this helps you out if…
In a previous post, I mentioned that I’m not a proponent of Variable Life Insurance (VUL). I am pro-insurance though for those who actually need it. You might ask: “If you don’t…
My US Stock portfolio for the month of May ended up in RED but the good thing is it’s just down by -0.52%. However, my portfolio is up by 7.67% between January to May. And if we add the first 3…
It’s the time of the month again when Maya announces the changes to the interest rates of their savings. What are the changes to Maya Savings’ interest rates? The base interest rate is now…
Let’s admit it, Dollar-Cost Averaging (DCA) or Peso-Cost Averaging (PCA) is boring. However, it’s the most straightforward and practical approach when investing. With this strategy, you…
As mentioned previously, I made the mistake of choosing Annual Dividends rather than the 5-Year Term when I created my first MP2 account. At that time, I was under 2 impressions; the dividends…
The average annual return of the Philippine Stock Exchange Index (PSEi) in the last 10 years is at around 7%. And if you check its 20-year average annual return, it’s even at 9%. So why is it…