So you finally have ₱10,000 ready to invest. Now the big question is: where should you put it?Whether you’re a first-time investor or someone looking to grow extra cash, the trick is to match your investment choice with your risk … Continue reading
If you have an unpaid SSS loan, you already know the drill: your balance keeps growing because of interest and penalties. The good news? The Social Security System (SSS) offers Loan Restructuring Programs (LRP) and Loan Consolidation so you can … Continue reading
Managing your salary can feel overwhelming, especially when bills, savings goals, and unexpected expenses keep piling up. If you often wonder where your money went before the next payday, then the 50-30-20 rule might be the budgeting formula you need. … Continue reading
For most Filipinos, hitting that ₱1 million mark feels like the ultimate financial milestone. Whether it’s for building a house, starting a business, or simply securing your future—₱1M is no small feat. But here’s the truth: it’s possible, even if … Continue reading
A time deposit is one of the simplest and safest ways to grow your money in the Philippines. Banks offer a fixed interest rate over a specific term — and the longer your money stays, the higher the rate you … Continue reading
If you’re looking for safe, reliable, and government-backed ways to grow your money in the Philippines, you don’t always have to rely on banks or private investments. The government itself offers multiple programs that help you earn while keeping your … Continue reading
Buying a house is one of the biggest financial goals for many Filipinos. But with the high property prices today, most of us can’t pay for a home in full. That’s where the Pag-IBIG Housing Loan comes in—a government-backed financing … Continue reading
If you’ve recently applied for a Pag-IBIG loan, whether it’s a housing loan, multi-purpose loan, or calamity loan, you’re probably wondering: “Kumusta na kaya yung application ko?” The good news is you don’t need to visit a branch or wait … Continue reading
Want to invest for retirement with zero tax on earnings? A PERA (Personal Equity and Retirement Account) is one of the best legal ways to do it in the Philippines — and ATRAM makes it possible to open one fully … Continue reading
Are you curious about how much SSS pension you might get at retirement? Or how your Pension Booster (MPF/WISP) can grow over time? With this updated SSS Pension Calculator, you can estimate your Regular SSS Pension and Pension Booster based … Continue reading