List of Philippine Banks Offering Free InstaPay and PESONet Transfers (July 2026 Update)

If it feels like every bank suddenly started waiving transfer fees this month, you’re not imagining it. In the span of just over a week, most of the country’s biggest banks have gone from charging ₱10 to ₱50 per transfer … Continue reading

How to Get 10% Interest on Maya Savings Using the Lazada Hack (2026 Guide)

Maya Savings already offers a competitive base interest rate of 3% per annum. But did you know there’s a simple trick that can push that all the way to 10% p.a.? Yes, you read that right: 10%. And it only … Continue reading

BPI Is Making InstaPay and PESONet Transfers Free — Here’s What You Need to Know

Starting July 1, 2026, BPI account holders will no longer be charged when sending money to other banks and e-wallets through InstaPay and PESONet. That ₱10 InstaPay fee? Gone. The ₱50 PESONet charge? Also gone. And unlike past promos, this … Continue reading

How to Compute Your Net Salary in the Philippines (2026 Guide)

Every payday, your payslip shows a number that’s lower than what your contract says. That gap — between your gross salary and your actual take-home pay — isn’t a mistake. It’s the result of four mandatory deductions that every employed … Continue reading

Pag-IBIG Forms Download Guide (2026 Updated List of Official Forms)

Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading

How to Check Pag-IBIG Loan Status Online (Updated 2026 Guide)

The easiest way to check your Pag-IBIG loan status in 2026 is through the official Loan Status Verification page of Pag-IBIG Fund. This tool allows you to directly check the status of your loan application without navigating through multiple menus. … Continue reading

Maya Black Credit Card Not Eligible? Here’s Why You Can’t Get Approved

The Maya Black Credit Card has quickly become one of the most talked-about credit cards in the Philippines. With its sleek black design, Maya Miles rewards program, and full integration in the Maya app, many users are eager to get … Continue reading

SPayLater Rebate: The Hidden Refund System Inside Shopee Most Users Don’t Know Exists

Most users of Shopee SPayLater assume that once they choose an installment plan, the total cost is fixed until the final payment. But what many don’t realize is that there is a hidden system called the SPayLater rebate—a possible refund … Continue reading

ATRAM Global Financials Feeder Fund: A Guide for Filipino Investors

If you’ve been exploring global investing through GCash GFunds, Maya, Seedbox, or other UITF platforms, you’ve probably come across the ATRAM Global Financials Feeder Fund. This fund is another way for Filipinos to gain exposure to global markets—specifically the financial … Continue reading

ATRAM Global Consumer Trends Feeder Fund: What It Is, Risks, Performance, and How to Invest

Global investing is no longer limited to wealthy investors or people with international brokerage accounts. Today, Filipinos can invest in global companies through feeder funds using apps like GCash, Maya, and other local investment platforms. One example is the ATRAM … Continue reading