If it feels like every bank suddenly started waiving transfer fees this month, you’re not imagining it. In the span of just over a week, most of the country’s biggest banks have gone from charging ₱10 to ₱50 per transfer … Continue reading
Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading
Maya Savings already offers a competitive base interest rate of 3% per annum. But did you know there’s a simple trick that can push that all the way to 10% p.a.? Yes, you read that right: 10%. And it only … Continue reading
In the Philippines, Variable Unit-Linked (VUL) insurance is often marketed as a “two-in-one” solution—life insurance plus investment. On paper, it sounds efficient and convenient. In reality, many of the commonly used selling points can be misleading when not fully explained. … Continue reading
Inflation in the Philippines accelerated sharply in April 2026, marking one of the most significant price increases in recent months. After a relatively stable start to the year, the sudden spike reflects rising pressure from food, energy, and transport-related costs. … Continue reading
If you have never taken a loan or credit card before, you technically don’t have a credit score yet. That doesn’t mean you’re at a disadvantage. It just means you’re starting from a clean slate. The good news is that … Continue reading
Loans have a bad reputation. And honestly, for good reason. A lot of people fall into debt because of unnecessary borrowing, high interest rates, and poor financial decisions. But here’s the truth. Not all loans are bad. In some cases, … Continue reading
If you’re investing in Pag-IBIG MP2, you’ve probably asked this question at some point: Can you open multiple MP2 accounts? Short answer: Yes, you can. But the real question is this: Should you? Because having multiple MP2 accounts is not … Continue reading
In the Philippines, family is everything. We’re raised to respect our parents, support our siblings, and give back once we start earning. On paper, that sounds noble. But here’s a question not many people are willing to ask. What if … Continue reading
Everyone says it. “Start investing early.” “Time in the market beats timing the market.” “Just invest and let compounding do its magic.” Sounds great, right? But here’s the problem. If you’re broke, this advice is almost useless. And for many … Continue reading