The idea of a “black card” has always been associated with exclusivity, high income requirements, and elite perks. Maya is changing that narrative with the Maya Black Credit Card—a digital-first, premium-looking credit card that promises rewards, travel perks, and app-based … Continue reading
In the Philippines, Variable Unit-Linked (VUL) insurance is often marketed as a “two-in-one” solution—life insurance plus investment. On paper, it sounds efficient and convenient. In reality, many of the commonly used selling points can be misleading when not fully explained. … Continue reading
MariBank is updating its free transfer system starting June 1, 2026, shifting from a weekly allocation model to a monthly one. Instead of the previous 15 free InstaPay/PESONet transfers per week, users will now get a fixed 50 free transfers … Continue reading
The Philippine peso remains under pressure against the US dollar in 2026, with most analysts expecting the exchange rate to stay weak for much of the year. Current forecasts from banks and research firms place the peso in the ₱59 … Continue reading
A lot of people get confused when choosing insurance in the Philippines because products are often bundled in a way that makes everything look “investment + protection.” But in reality, there are only three core structures you need to understand: … Continue reading
Inflation in the Philippines accelerated sharply in April 2026, marking one of the most significant price increases in recent months. After a relatively stable start to the year, the sudden spike reflects rising pressure from food, energy, and transport-related costs. … Continue reading
You’ve probably heard this a thousand times: “Start investing as early as possible.” On paper, it sounds like solid advice. Compound interest, time in the market, financial freedom. All valid. But here’s the uncomfortable truth: If you’re broke, “invest early” … Continue reading
If you have never taken a loan or credit card before, you technically don’t have a credit score yet. That doesn’t mean you’re at a disadvantage. It just means you’re starting from a clean slate. The good news is that … Continue reading
If a war in the Middle East feels distant, it shouldn’t. You are already paying for it. Not directly, but through higher fuel prices, rising food costs, and increasing uncertainty in the global economy. And this may only be the … Continue reading
Loans have a bad reputation. And honestly, for good reason. A lot of people fall into debt because of unnecessary borrowing, high interest rates, and poor financial decisions. But here’s the truth. Not all loans are bad. In some cases, … Continue reading