ATRAM Feeder Fund Fees Are Going Up This September 2026: What You Need to Know

ATRAM Trust Corporation has sent an official notice to clients: trust fees on six of its popular feeder funds are increasing starting September 14, 2026. If you’re invested in any of these funds through Seedbox, Maya (GInvest), or directly with … Continue reading

Proposed New Income Tax Brackets in the Philippines: What HB 10345 Means for Your Take-Home Pay

President Marcos called for tax relief during his fifth State of the Nation Address (SONA) on July 27, 2026, and House leaders wasted no time responding. The very next day, House Speaker Faustino “Bojie” Dy III and Majority Leader Sandro … Continue reading

Latest Update: TRO Escalated to Preliminary Injunction (August 13, 2026)

Update (August 14, 2026): The story took a turn for the worse. The 20-day TRO expired on its own terms on August 13, as scheduled, but instead of the wage hike resuming, Pasig RTC Branch 152 converted it into a … Continue reading

MariBank Is Now an Official Digital Bank, Here’s What Actually Changes

MariBank just got its papers in order. The Bangko Sentral ng Pilipinas (BSP) has approved MariBank’s reclassification from a rural bank to a full digital bank, making its digital-first setup official rather than just how it happened to operate. If … Continue reading

Bitcoin’s 4-Year Cycle Points to an October 2026 Bottom, Here’s the Proof

Bitcoin has bottomed three times before, in January 2015, December 2018, and November 2022, and each time, the pattern leading up to that bottom looked remarkably similar. That same pattern is now pointing to a new date: October 2026. Let’s … Continue reading

NCR Minimum Wage Hike 2026: What the New P85 Increase Means for Your Take-Home Pay

If you work in Metro Manila and earn minimum wage, malaking balita ito para sa’yo. The National Capital Region just approved its biggest single daily wage increase ever, and the first tranche is now officially in effect. Here’s everything you … Continue reading

List of Philippine Banks Offering Free InstaPay and PESONet Transfers (August 2026 Update)

Updated August 18, 2026: Added AUB, Philippine Savings Bank, and City Savings Bank to the fully-free list. Flagged a conflict in EastWest Bank’s terms between our original source and BSP’s own disclosure, verify directly if EastWest is your bank. If … Continue reading

RCBC Now Offers Free InstaPay Transfers — Here’s What You Need to Know

Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading

Maya Black Credit Card: Features, Benefits, and Is It Worth It?

The idea of a “black card” has always been associated with exclusivity, high income requirements, and elite perks. Maya is changing that narrative with the Maya Black Credit Card—a digital-first, premium-looking credit card that promises rewards, travel perks, and app-based … Continue reading

VUL Insurance Myths: Debunking Common Sales Pitch Claims

In the Philippines, Variable Unit-Linked (VUL) insurance is often marketed as a “two-in-one” solution—life insurance plus investment. On paper, it sounds efficient and convenient. In reality, many of the commonly used selling points can be misleading when not fully explained. … Continue reading