When paying MP2 contributions, I always recommend doing it via the Virtual Pag-IBIG website. But let’s be honest — paying via debit/credit card there costs a 1.75% convenience fee, which adds up fast if you’re putting in a large amount. … Continue reading
Category Archives: Posts
How to Pay Pag-IBIG MP2 Contribution Using GoTyme (2026 Updated Guide)
In the past, paying your Pag-IBIG MP2 contributions using a debit card or via bank cost you 1.75% in fees. Nowadays, more banks make it easier to pay your MP2 contributions with a much lower convenience fee — and GoTyme … Continue reading
ATRAM Feeder Fund Fees Are Going Up This September 2026: What You Need to Know
ATRAM Trust Corporation has sent an official notice to clients: trust fees on six of its popular feeder funds are increasing starting September 14, 2026. If you’re invested in any of these funds through Seedbox, Maya (GInvest), or directly with … Continue reading
Proposed New Income Tax Brackets in the Philippines: What HB 10345 Means for Your Take-Home Pay
President Marcos called for tax relief during his fifth State of the Nation Address (SONA) on July 27, 2026, and House leaders wasted no time responding. The very next day, House Speaker Faustino “Bojie” Dy III and Majority Leader Sandro … Continue reading
Latest Update: DOLE Fights Injunction, Labor Group Says Wage Hike Already in Effect (September 2026)
The legal tug-of-war over Wage Order NCR-27 has gotten messier, not clearer. Here’s what’s changed since the injunction was granted on August 13. DOLE didn’t just sit on the injunction. On August 17, Labor Secretary Francis Tolentino filed a motion … Continue reading
MariBank Is Now an Official Digital Bank, Here’s What Actually Changes
MariBank just got its papers in order. The Bangko Sentral ng Pilipinas (BSP) has approved MariBank’s reclassification from a rural bank to a full digital bank, making its digital-first setup official rather than just how it happened to operate. If … Continue reading
Bitcoin’s 4-Year Cycle Points to an October 2026 Bottom, Here’s the Proof
Bitcoin has bottomed three times before, in January 2015, December 2018, and November 2022, and each time, the pattern leading up to that bottom looked remarkably similar. That same pattern is now pointing to a new date: October 2026. Let’s … Continue reading
NCR Minimum Wage Hike 2026: What the New P85 Increase Means for Your Take-Home Pay
If you work in Metro Manila and earn minimum wage, malaking balita ito para sa’yo. The National Capital Region just approved its biggest single daily wage increase ever, and the first tranche is now officially in effect. Here’s everything you … Continue reading
List of Philippine Banks Offering Free InstaPay and PESONet Transfers (August 2026 Update)
Updated August 18, 2026: Added AUB, Philippine Savings Bank, and City Savings Bank to the fully-free list. Flagged a conflict in EastWest Bank’s terms between our original source and BSP’s own disclosure, verify directly if EastWest is your bank. If … Continue reading
RCBC Now Offers Free InstaPay Transfers — Here’s What You Need to Know
Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading