MariBank just got its papers in order. The Bangko Sentral ng Pilipinas (BSP) has approved MariBank’s reclassification from a rural bank to a full digital bank, making its digital-first setup official rather than just how it happened to operate. If … Continue reading
Bitcoin has bottomed three times before, in January 2015, December 2018, and November 2022, and each time, the pattern leading up to that bottom looked remarkably similar. That same pattern is now pointing to a new date: October 2026. Let’s … Continue reading
If you work in Metro Manila and earn minimum wage, may bagong rate na sa’yo. A P60 daily increase officially took effect on September 26, 2026, bringing the NCR minimum wage to P755 per day for most workers. It came … Continue reading
Updated August 18, 2026: Added AUB, Philippine Savings Bank, and City Savings Bank to the fully-free list. Flagged a conflict in EastWest Bank’s terms between our original source and BSP’s own disclosure, verify directly if EastWest is your bank. If … Continue reading
Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading
The idea of a “black card” has always been associated with exclusivity, high income requirements, and elite perks. Maya is changing that narrative with the Maya Black Credit Card—a digital-first, premium-looking credit card that promises rewards, travel perks, and app-based … Continue reading
In the Philippines, Variable Unit-Linked (VUL) insurance is often marketed as a “two-in-one” solution—life insurance plus investment. On paper, it sounds efficient and convenient. In reality, many of the commonly used selling points can be misleading when not fully explained. … Continue reading
MariBank is updating its free transfer system starting June 1, 2026, shifting from a weekly allocation model to a monthly one. Instead of the previous 15 free InstaPay/PESONet transfers per week, users will now get a fixed 50 free transfers … Continue reading
The Philippine peso remains under pressure against the US dollar in 2026, with most analysts expecting the exchange rate to stay weak for much of the year. Current forecasts from banks and research firms place the peso in the ₱59 … Continue reading
A lot of people get confused when choosing insurance in the Philippines because products are often bundled in a way that makes everything look “investment + protection.” But in reality, there are only three core structures you need to understand: … Continue reading