Pag-IBIG Dividend Rate 2025: What to Expect (Preview + Historical Trends)

Pag-IBIG Fund is expected to officially announce the 2025 dividend rates on February 27, 2026. Historically, Pag-IBIG declares its annual dividend rates every late February. Last year, the announcement was made on February 27 as well, covering the previous year’s … Continue reading

Will AI Take Over Most Jobs? Timeline, Risks, and What It Means for Your Income

Artificial Intelligence is no longer a futuristic concept. It’s already writing content, generating code, analyzing data, answering customer support queries, and assisting doctors and lawyers. Companies like OpenAI, Google DeepMind, and Microsoft are investing billions into making AI more capable … Continue reading

Why Most Financial Advice on TikTok Is Dangerous

TikTok has become one of the most popular places where Filipinos get financial advice. A 30-second video tells you how to grow ₱10,000 into ₱1 million, escape the rat race, or earn passive income while you sleep. The problem is … Continue reading

Bitcoin Crash 2026: What Really Happened and What Investors Should Know

Bitcoin is crashing again — and if you’ve been in crypto long enough, this shouldn’t come as a surprise. In early 2026, Bitcoin experienced a sharp and sudden sell-off that wiped out hundreds of billions of dollars in market value. … Continue reading

Why Many Filipinos Are Over-Insured but Under-Invested

Walk into almost any Filipino household and ask this simple question: “Do you have investments?” You’ll often hear no. But ask this instead: “Do you have insurance?” Suddenly, there’s a long list. VULs, endowment plans, riders, add-ons, and sometimes multiple … Continue reading