For many members of the Home Development Mutual Fund (Pag-IBIG Fund), regular contribution is already part of monthly payroll deduction. But some members choose to add voluntary savings by topping up their regular contribution. The question is simple: 👉 Is … Continue reading
Pag-IBIG Fund has officially announced the dividend rates for 2025 — and once again, members are getting strong, tax-free returns. If you’re contributing to Pag-IBIG Regular Savings or investing in MP2, here are the confirmed numbers you need to know. … Continue reading
One of the most common financial questions among Filipinos is this: Should you invest your money… or use it to start a small business? There is no universal answer. But there is a smarter way to think about it. Because … Continue reading
If you’re living in Metro Manila, you’ve probably asked yourself this question: Should I keep renting… or finally buy a condo? With property prices still high and interest rates not exactly “cheap,” the decision isn’t as simple as older generations … Continue reading
ShopBack continues to be one of the easiest ways to earn cashback while shopping online. You can now earn cashback not only from traditional shopping but also from games and other activities in the ShopBack app. Cashback rates, cashback crediting … Continue reading
IntroductionHaving an emergency fund isn’t optional—it’s a financial lifesaver. Whether it’s medical bills, sudden job loss, or urgent home repairs, your emergency fund gives you peace of mind. But in 2026, where should you park your cash to keep it … Continue reading
Artificial Intelligence is no longer a futuristic concept. It’s already writing content, generating code, analyzing data, answering customer support queries, and assisting doctors and lawyers. Companies like OpenAI, Google DeepMind, and Microsoft are investing billions into making AI more capable … Continue reading
Opening a Pag-IBIG MP2 account is still one of the easiest ways for Filipinos to start investing in a government-backed savings program. The enrollment process remains fully online through the official Pag-IBIG Fund MP2 portal, and you can complete it … Continue reading
If you’ve tried logging in to your Virtual Pag-IBIG account recently and got locked out, you’re not alone. This happens to many members due to multiple failed login attempts, inactivity, or security measures. The good news is that recovering your … Continue reading
TikTok has become one of the most popular places where Filipinos get financial advice. A 30-second video tells you how to grow ₱10,000 into ₱1 million, escape the rat race, or earn passive income while you sleep. The problem is … Continue reading