The Philippine Stock Exchange Index (PSEi) has been on a roller-coaster lately — and not the fun kind. In the past weeks, the market slipped to a fresh five-year low, with investors reacting to a mix of weak economic indicators, … Continue reading
Debt Snowball vs Avalanche: Which Strategy Works Best?
When you’re drowning in debt, getting out can feel impossible. But the right strategy can make all the difference in how fast (and how confidently) you reach financial freedom. Two of the most popular repayment methods are the Debt Snowball … Continue reading
Pag-IBIG Fund Earns ₱28 Billion in 2025: What This Means for Your MP2 Dividends
Pag-IBIG Fund continues to deliver strong financial results this 2025, reporting a record-high ₱28.04 billion net income for the first half of the year — a 15.25% increase from the same period last year. According to Pag-IBIG officials, this performance … Continue reading
Should Retirees Invest in Pag-IBIG MP2? A Practical Look
Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading
Pag-IBIG MP2 for OFWs: How Overseas Filipinos Can Open and Contribute
If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading
BBM Declares One-Year State of Calamity: What It Means for Your Finances
President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading
How to File and Pay Your Taxes as a Freelancer (2025 Guide)
Freelancing in the Philippines has become one of the most popular ways to earn a living — from online writers and virtual assistants to graphic designers and software developers. But along with this freedom comes one important responsibility: paying your … Continue reading
How to Compute Your 13th Month Pay in the Philippines
Every December, many employees in the Philippines look forward to one thing — the 13th month pay. It’s that extra cash that makes Christmas shopping, family gatherings, and travel plans a bit more comfortable. But have you ever wondered how … Continue reading
SSS Calamity Loan 2025: Now Available for Cebu Residents Affected by Typhoon Tino
The Social Security System (SSS) has officially opened its Calamity Loan Assistance Program (CLAP) for members affected by Typhoon Tino, following the declaration of a state of calamity in Cebu Province. If you’re an SSS member living or working in … Continue reading
Cryptocurrency ETFs: The Next Big Thing in Investing?
Cryptocurrency has evolved far beyond its early reputation as a speculative digital asset. In recent years, it has been steadily integrating into mainstream finance — and one of the biggest developments fueling that shift is the rise of cryptocurrency ETFs … Continue reading