List of Philippine Banks Offering Free InstaPay and PESONet Transfers (July 2026 Update)

Updated July 11, 2026: Added Chinabank and EastWest Bank, and corrected the CIMB entry (it’s conditional, not fully free). If it feels like every bank suddenly started waiving transfer fees this month, you’re not imagining it. In the span of … Continue reading

RCBC Now Offers Free InstaPay Transfers — Here’s What You Need to Know

Good news for RCBC users. Starting today, July 4, 2026, RCBC is waiving InstaPay transfer fees for eligible transactions made through its apps. That means sending money to other banks and e-wallets just got a whole lot cheaper. Here’s the … Continue reading

InstaPay

How to Handle Failed InstaPay Transactions During Maintenance

Was your account debited but the recipient failed to receive the money when you used InstaPay transfer during an InstaPay maintenance or downtime? I’m sure you’re worried about the mishap but here’s what you need to do: Don’t get mad … Continue reading