Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading
Variable Universal Life (VUL) insurance has been aggressively marketed in the Philippines as the perfect two-in-one financial product: life insurance plus investment. On paper, it sounds like a good deal. In reality, many Filipinos end up disappointed once they realize … Continue reading
So your MP2 savings has finally matured after five years—congrats!Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings. If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. … Continue reading
Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading
