Why Many Filipinos Are Over-Insured but Under-Invested

Walk into almost any Filipino household and ask this simple question: “Do you have investments?” You’ll often hear no. But ask this instead: “Do you have insurance?” Suddenly, there’s a long list. VULs, endowment plans, riders, add-ons, and sometimes multiple … Continue reading

Pag-IBIG Dividend Rate 2025: What to Expect (Preview + Historical Trends)

If you’re a Pag-IBIG member or an MP2 investor, you know one of the most exciting parts of the year is the announcement of the annual dividend rate. It tells you how much your savings could grow — and helps … Continue reading