Pag-IBIG Dividend Rate 2025: What to Expect (Preview + Historical Trends)

If you’re a Pag-IBIG member or an MP2 investor, you know one of the most exciting parts of the year is the announcement of the annual dividend rate. It tells you how much your savings could grow — and helps … Continue reading

Can the Government Touch Pag-IBIG Funds? Why a PhilHealth-Style Scandal Is Unlikely

With corruption scandals dominating the news, from PhilHealth fund misuse to questionable flood control spending, many Filipinos are asking a reasonable question: Can Pag-IBIG suffer the same fate? More specifically, if the government is desperate for money, can the President … Continue reading

Pag-IBIG Fund Dividend Rates: Complete History + Trends Explained

If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading

Pag-IBIG Fund Earns ₱28 Billion in 2025: What This Means for Your MP2 Dividends

Pag-IBIG Fund continues to deliver strong financial results this 2025, reporting a record-high ₱28.04 billion net income for the first half of the year — a 15.25% increase from the same period last year. According to Pag-IBIG officials, this performance … Continue reading

How to Pay Down Your Pag-IBIG Housing Loan Faster (The Right Way to Pay to Principal)

Many Pag-IBIG housing loan borrowers dream of becoming debt-free sooner. The good news? There’s a legitimate way to shorten your loan term and save on interest—the “Pay to Principal” method. But here’s the catch: a lot of people misunderstand how … Continue reading

Pag-IBIG Regular Savings 2025: Updated Contribution Rates and Guide

If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading