Retail Treasury Bonds (RTBs) are one of the easiest and safest investments you can make in the Philippines. But if you’re wondering “Magkano ba ang kikitain ko sa RTB?”—this calculator tool can help.
Whether you’re investing in RTB 31 or future issues like RTB 32, 33, and beyond, this page lets you easily estimate your total interest earnings based on your investment amount, coupon rate, and holding period.
What Are Retail Treasury Bonds (RTBs)?
RTBs are government-issued bonds that let you invest as little as ₱5,000 and earn fixed interest every quarter. They’re backed by the national government, so they’re basically risk-free—perfect for conservative or first-time investors.
Why Use a Retail Treasury Bond Calculator?
If you’re serious about maximizing your earnings and comparing returns across different RTB issues, then a calculator tool is your best friend. Here’s what it can do:
- Project your total interest income
- Compare different RTB series
- Account for taxes on your earnings
- Help you decide whether to reinvest or redeem
RTB Calculator Tool (Interactive)
Here’s a simple calculator you can use to compute your interest earnings:
When to Use This Calculator
- Before investing in any new RTB issuance
- When comparing RTBs vs time deposit rates
- If you’re planning to invest in RTBs via bonds.ph, LANDBANK, GCash or BPI eGov
- To estimate passive income or retirement planning
Final Thoughts
Retail Treasury Bonds are one of the best ways to grow your money securely. Whether you’re looking at RTB 31 or future issues, use this calculator to make informed decisions and see exactly how much you’ll earn.
Bookmark this page and check back for updates whenever the government releases a new RTB offering. We’ll keep this calculator up-to-date so you never miss out.