The Pag-IBIG Loyalty Card Plus has been around for years, giving members exclusive discounts and perks from partner establishments. But in 2025, Pag-IBIG has expanded the benefits even more, making the card not just a discount tool but also a … Continue reading
Monthly Archives: September 2025
How to Start Investing in the Stock Market (Beginner-Friendly Guide)
If you’ve been thinking about growing your money beyond savings accounts, chances are you’ve considered the stock market. But let’s be real—most Filipinos find it intimidating. Terms like “PSEi,” “bull market,” or “brokerage fees” can easily scare off beginners. Don’t … Continue reading
SeaBank is Now Maribank: What Filipinos Need to Know About the Name Change
If you’ve been using SeaBank for your savings account, you might be surprised to see that the name is no longer the same. As of 2025, SeaBank Philippines has officially changed its name to Maribank Philippines Inc. But what does … Continue reading
The Problem with ‘Ipit Mentality’: Why We Always Borrow Instead of Save
Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading
Flood Control Corruption: How Billions in Taxpayer Money Could’ve Helped Ordinary Filipinos Instead
When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading
Emergency Fund vs. Life Insurance: Which Should Come First?
When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading
What is UITF in the Philippines? A Beginner’s Guide
If you’re looking for a way to grow your money but don’t want the hassle of picking individual stocks or bonds, then a UITF might be something worth considering. Many Filipinos have heard of UITF, especially when visiting banks, but … Continue reading
Pag-IBIG Housing Loan vs. Bank Housing Loan: Where Should You Borrow?
When it comes to buying your dream house, most Filipinos face the same question: Should I get a housing loan from Pag-IBIG or from a bank? Both options have their advantages and disadvantages, and the right choice really depends on … Continue reading
SSS Salary Loan vs Pag-IBIG MPL: Which Should You Get?
If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading
Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading