If you’re a Pag‑IBIG member, it’s important to know who gets your savings and benefits in case something happens to you. Updating your beneficiaries ensures that your loved ones can claim your Pag‑IBIG savings, MP2 funds, or death benefits without … Continue reading
Monthly Archives: November 2025
What Happens If a Pag-IBIG Member Dies? Full Guide for Families, Beneficiaries, and Pasalo Buyers
When a Pag-IBIG member passes away, families often feel lost—not just emotionally, but also when it comes to government benefits, housing loans, and the question: “Who is the beneficiary?” This guide explains everything in one place: Let’s break it down … Continue reading
GCash Now Accepts USD: Here’s How the New Virtual US Account Works
When GCash announced that it would finally allow users to receive, hold, and convert U.S. dollars, a lot of Filipinos immediately started asking: “Pwede na ba talaga mag-USD wallet sa GCash?”The answer is yes — and this update is huge, … Continue reading
Is Alphabet the Sleeping Giant of AI? Why Google May Soon Outpace the Big Tech Titans
For years, Alphabet has lived in the shadows of louder, more aggressively valued tech giants like Microsoft, NVIDIA, and even Meta. But as the AI race intensifies, a new narrative is forming in Silicon Valley and Wall Street: Alphabet might … Continue reading
Is Crypto Entering a Bear Market? Here’s What the Latest Crash Really Means
The big question circulating across the crypto community right now is simple: are we already in a bear market? With Bitcoin sliding toward the mid-$80,000 range and nearly $1 trillion wiped out from the global crypto market in a matter … Continue reading
Should You Choose Annual Dividend Payout in Pag-IBIG MP2? A Practical Guide
When investing in Pag-IBIG MP2, one of the key decisions you need to make is how to receive your dividends. MP2 offers two options: annual dividend payout or compounding until the 5-year maturity. Which is better for your goals? Let’s … Continue reading
Should You Borrow Money to Invest in Pag-IBIG MP2? A Real-World Comparison
A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading
Filipinos and Crypto Access: What Happens If Exchanges Refuse Registration?
The Philippine Securities and Exchange Commission (SEC) recently flagged several global crypto exchanges — including Bybit, OKX, Kraken, and Bitget — for operating without proper registration under the country’s new Crypto-Asset Service Provider (CASP) rules. This has sparked concerns among … Continue reading
Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
Early Withdrawal from Pag-IBIG MP2: When and How to Do It
Pwede bang i-withdraw agad ang MP2 savings bago ito mag-mature? Yes—pero may mga certain conditions at limitations. The MP2 Savings Program is designed for 5-year maturity, but Pag-IBIG allows early withdrawal in specific situations. So kung kailangan mo ng funds … Continue reading
