Signs You’re Falling Into a Debt Trap (And How to Stop It)

Debt isn’t always a bad thing. Used correctly, it can help you build credit, start a business, or handle emergencies.But when debt becomes uncontrollable, it slowly traps you until you feel like you’re working just to pay bills. If you’ve … Continue reading

Emergency Fund Examples: How Much You Really Need Based on Your Salary

When financial experts say you need an emergency fund, it often sounds like vague advice — “Save three to six months of your expenses.” But for most Filipinos, the question is: How much is that, exactly? In this post, we’ll … Continue reading