The 2025 Reality Check If you have talked to a financial advisor in the Philippines, chances are you were pitched a VUL. Not MP2. Not index funds. Not even a basic term insurance plan. A VUL. And yet, the data … Continue reading
With corruption scandals dominating the news, from PhilHealth fund misuse to questionable flood control spending, many Filipinos are asking a reasonable question: Can Pag-IBIG suffer the same fate? More specifically, if the government is desperate for money, can the President … Continue reading
If you are a BPI user, you probably noticed that cashing in to GCash is no longer as straightforward (or as free) as it used to be. Between Instapay fees and GCash cash-in charges, maliit man per transaction, they add … Continue reading
SCHD (Schwab U.S. Dividend Equity ETF) used to be untouchable in dividend circles. Low expense ratio.Quarterly income.“Sleep well at night” investing. But let’s stop pretending nothing has changed. SCHD is no longer just underperforming. It’s falling behind — badly.And the … Continue reading
Trying to figure out the best way to grow your money safely—or at least smarter than just leaving it in your wallet? If you’ve been considering dividend stocks, Pag-IBIG MP2, or digital savings accounts, you might be wondering which gives … Continue reading
Buy Now, Pay Later apps, like LazadaPay Installments, Atome, and others, are changing the way Filipinos shop. They make it easy to buy things without paying the full amount upfront. But there is a growing concern. Are these apps encouraging … Continue reading
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading
Many Filipinos abroad want to use GCash for remittances, bills payment, or sending money back home—but the biggest roadblock has always been the same: you need a Philippine SIM to register. Good news: GCash has now rolled out the GCash … Continue reading
Thinking about wealth might feel overwhelming if you’re starting late. Maybe you didn’t save much in your 20s or 30s, or you’re just realizing it’s time to get serious about money. The good news? You can build wealth even if … Continue reading
If you’ve been researching ways to grow your money, you’ve probably come across the terms high-risk investments and low-risk investments. They sound simple, but many people still get confused about which one they should actually choose. The truth is, there … Continue reading
