Walk into almost any Filipino household and ask this simple question: “Do you have investments?” You’ll often hear no. But ask this instead: “Do you have insurance?” Suddenly, there’s a long list. VULs, endowment plans, riders, add-ons, and sometimes multiple … Continue reading
Category Archives: Investment and Finance
MariBank vs Maya: Which Digital Bank is Better for Your Money in 2026?
Digital banking in the Philippines has grown rapidly, giving Filipinos more ways to save, spend, and earn interest on their money. Two of the most popular options today are MariBank and Maya Bank. But if we focus purely on banking … Continue reading
Pag-IBIG Dividend Rate 2025: What to Expect (Preview + Historical Trends)
If you’re a Pag-IBIG member or an MP2 investor, you know one of the most exciting parts of the year is the announcement of the annual dividend rate. It tells you how much your savings could grow — and helps … Continue reading
How to Pay Pag-IBIG MP2 Using Maribank: Complete Step-by-Step Guide
Paying your Pag-IBIG MP2 contribution using Maribank is still possible in 2026, and the process remains largely the same. This guide walks you through the step-by-step method of paying MP2 via Virtual Pag-IBIG using QR PH, making it a convenient … Continue reading
How to Pay Pag-IBIG MP2 Using a Credit Card via Bayad.com
If you’re contributing to Pag-IBIG MP2, you might already know that paying via the Virtual Pag-IBIG website comes with a 1.75% credit card convenience fee. That can add up quickly if you’re making a large deposit. Good news: Bayad.com (Bayad … Continue reading
Pag-IBIG MP2 Ladderized Strategy: A Smarter Way to Invest in MP2
If you want to invest in Pag-IBIG MP2 but don’t like the idea of locking all your money for five years at once, the ladderized MP2 strategy might be exactly what you’re looking for. This strategy is popular among conservative … Continue reading
Pag-IBIG Loyalty Card Plus Benefits (2026 Updated Guide)
The Pag-IBIG Loyalty Card Plus remains one of the most useful yet underrated benefits for Pag-IBIG Fund members in 2026. What started as a simple discount card has evolved into a multi-purpose Pag-IBIG ID, cash card, and savings tool—all for … Continue reading
What Is PERA? A Beginner’s Guide to the Philippines’ Personal Equity and Retirement Account
If you’re serious about retirement but feel like SSS, GSIS, or even Pag-IBIG MP2 won’t be enough, then it’s time you learn about PERA — the Personal Equity and Retirement Account. PERA is often called the Philippines’ version of the … Continue reading
How to Check Your Pag‑IBIG Contributions Online (2026 Update)
Managing your Pag‑IBIG contributions has never been easier. With Virtual Pag‑IBIG and the eGovPH app, you can now check your Pag‑IBIG savings anytime, anywhere — no more long lines or waiting for your employer to print records. In this guide, … Continue reading
Pag-IBIG Record Consolidation & Merging: Complete 2026 Guide
If you have multiple Pag-IBIG Member ID (MID) numbers or missing contribution records due to job changes, old employers, or registration issues, you may need to request a Pag-IBIG record consolidation or merging. Pag-IBIG consolidation ensures that all your contributions, … Continue reading
