If you’ve been researching ways to grow your money, you’ve probably come across the terms high-risk investments and low-risk investments. They sound simple, but many people still get confused about which one they should actually choose. The truth is, there … Continue reading
Debt isn’t always a bad thing. Used correctly, it can help you build credit, start a business, or handle emergencies.But when debt becomes uncontrollable, it slowly traps you until you feel like you’re working just to pay bills. If you’ve … Continue reading
If you’re a Pag‑IBIG member, it’s important to know who gets your savings and benefits in case something happens to you. Updating your beneficiaries ensures that your loved ones can claim your Pag‑IBIG savings, MP2 funds, or death benefits without … Continue reading
When a Pag-IBIG member passes away, families often feel lost—not just emotionally, but also when it comes to government benefits, housing loans, and the question: “Who is the beneficiary?” This guide explains everything in one place: Let’s break it down … Continue reading
When GCash announced that it would finally allow users to receive, hold, and convert U.S. dollars, a lot of Filipinos immediately started asking: “Pwede na ba talaga mag-USD wallet sa GCash?”The answer is yes — and this update is huge, … Continue reading
The big question circulating across the crypto community right now is simple: are we already in a bear market? With Bitcoin sliding toward the mid-$80,000 range and nearly $1 trillion wiped out from the global crypto market in a matter … Continue reading
When investing in Pag-IBIG MP2, one of the key decisions you need to make is how to receive your dividends. MP2 offers two options: annual dividend payout or compounding until the 5-year maturity. Which is better for your goals? Let’s … Continue reading
A lot of Filipinos wonder if they should take out a bank loan at a low monthly rate—like 0.39%—and immediately invest the full amount as a lump sum in Pag-IBIG MP2. On paper, it looks tempting: borrow a big amount, … Continue reading
The Philippine Securities and Exchange Commission (SEC) recently flagged several global crypto exchanges — including Bybit, OKX, Kraken, and Bitget — for operating without proper registration under the country’s new Crypto-Asset Service Provider (CASP) rules. This has sparked concerns among … Continue reading
Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
