Managing money can be challenging, especially with so much conflicting advice floating around. Many Filipinos make simple but costly mistakes that can slow down wealth-building or even put them in financial trouble. In this article, we’ll go through 10 of … Continue reading
Inflation is one of the biggest threats to your money. When prices rise, the value of cash slowly decreases. What ₱1,000 could buy a few years ago may cost significantly more today. This is why simply keeping money in a … Continue reading
The conflict in the Middle East is thousands of kilometers away from the Philippines. But despite the distance, wars in that region almost always have a direct effect on the Philippine economy. The reason is simple: oil. A large portion … Continue reading
Your credit score is one of the most important numbers you’ll ever have — yet most Filipinos don’t even know it exists. Whether you’re planning to get a loan, apply for a credit card, or even rent a property, your … Continue reading
One of the most common financial questions among Filipinos is this: Should you invest your money… or use it to start a small business? There is no universal answer. But there is a smarter way to think about it. Because … Continue reading
If you’re living in Metro Manila, you’ve probably asked yourself this question: Should I keep renting… or finally buy a condo? With property prices still high and interest rates not exactly “cheap,” the decision isn’t as simple as older generations … Continue reading
Walk into almost any Filipino household and ask this simple question: “Do you have investments?” You’ll often hear no. But ask this instead: “Do you have insurance?” Suddenly, there’s a long list. VULs, endowment plans, riders, add-ons, and sometimes multiple … Continue reading
Buy Now, Pay Later apps, like LazadaPay Installments, Atome, and others, are changing the way Filipinos shop. They make it easy to buy things without paying the full amount upfront. But there is a growing concern. Are these apps encouraging … Continue reading
Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading
If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading