Credit card debt is a common problem for many Filipinos. Ballooning debt is when the minimum payment is not enough to cover the interest, and the balance keeps increasing. This can quickly lead to a situation where the debt becomes difficult to repay. However, with the right strategies, you can pay off your ballooned credit … Read More “Practical Ways to Pay Off Your Ballooned Credit Card Debt” »
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Should you start paying off debt first or building wealth (investing) instead? Many would say that you need to pay off debts first before actually building wealth. As for me, I’d say that there is no straightforward answer. It all depends on your situation. In fact, what I did was start building wealth by investing … Read More “Which Comes First: Paying Off Debt or Building Wealth?” »