Creating an online account on Virtual Pag-IBIG is a convenient and secure way to manage your membership. You can easily check your contributions, apply for a loan, and update your personal information using the platform.

Follow these simple steps to create your Virtual Pag-IBIG account:

1. Visit the Virtual Pag-IBIG website using your preferred web browser.

2. On the Virtual Pag-IBIG homepage, click the “Create Account” button in the left-hand corner of the page.

3. Click the “Continue” button.

4. You will be taken to a page where you have 3 options to choose from to create your Virtual Pag-IBIG account:

• Via your Loyalty Card Plus
• Create and Activate your Account Online
• Account Creation for OFWs

Select which one is appropriate for you, then follow the steps for the one you chose.

Via your Loyalty Card Plus

Creating a Virtual Pag-IBIG account is easiest if you have a Pag-IBIG Loyalty Card Plus. Follow these steps to create your account using your card:

1. After selecting the “Click Here” button under “via your Loyalty Card Plus”, you’ll get a pop-up reminder advising you of the information you need to provide:

• Pag-IBIG Fund Membership ID (MID) Number
• Active mobile number
• Active email address

Just keep clicking the Next button until you see the big “Check mark” icon. Ensure not to close the box by clicking the X button on top.

2. Click on the big Checkmark to proceed with the creation of your account.

3. Input the following details from your Loyalty Card Plus:

• Pag-IBIG Fund Membership ID (MID) Number
• Bank that issued your card
• The last four (4) digits of your card number found on the back of your Loyalty Card Plus

4. Input the One-Time Pin (OTP) sent to your mobile phone.

5. Enter the following details:

• Email Address
• Three (3) security questions and answers to help you retrieve your password in case you forget it in the future

6. Check your email for confirmation of your account creation and your temporary password.

7. Create your new password and log in to your Virtual Pag-IBIG account to access the full range of services.

Create and Activate your Account Online

The steps that will be provided are for those who don’t have a Pag-IBIG Loyalty Plus Card.

1. After selecting the “Click Here” button under “Create and Activate your Account Online”, you’ll get a pop-up reminder advising you of the information you need to provide:

• Pag-IBIG Fund Membership ID (MID) Number
• Active mobile number
• Active email address
• 2 valid IDs
• Selfie photo

Just keep clicking the Next button until you see the big “Check mark” icon. Ensure not to close the box by clicking the X button on top.

2. Click on the big Checkmark to proceed with the creation of your account.

3. On the next page, fill out your details. Key in the following information:

• Pag-IBIG Fund Membership ID (MID) Number
• Complete name
• Date of birth
• Mobile phone number

4. Input the One-Time Pin (OTP) sent to your mobile phone.

5. Next, you will need to provide the following information:

• Email address
• Three (3) security questions and answers to help you retrieve your password in the future
• Mother’s maiden name
• Place of birth

6. Upload a photo of your passport or two (2) valid primary identification cards. Ensure that your photo is clear, and the information on the card is readable.

7. Upload your selfie picture while holding your passport showing or the two (2) valid identification cards you submitted. Ensure that your photo is clear, and the information on the card is readable.

8. Once you have uploaded your valid IDs and selfie photo, confirm your submission. You will receive an SMS confirming that you have successfully created your Virtual Pag-IBIG account.

You will receive another SMS over the next few days informing you that your Virtual Pag-IBIG account has been activated and how you may access it.

Account Creation for OFWs

The steps that will be provided are dedicated to OFWs. To create a Virtual Pag-IBIG account using the “Account Creation for OFWs” option, follow these steps:

1. Follow the first 4 steps outlined under the section Create and Activate your Account Online.

2. Enter the following details:

• Country of assignment
• Email address
• Three (3) security questions and answers to help you retrieve your password in case you forget it in the future
• Mother’s maiden name
• Place of birth

3. Upload a clear photo of your passport or two (2) valid primary identification cards.

4. Upload a selfie while holding your passport or the two (2) valid identification cards you submitted.

5. You will receive an SMS confirming the successful creation of your Virtual Pag-IBIG account.

6. Within a few days, you will receive another SMS informing you that your Virtual Pag-IBIG account has been activated and how you can access it.

That’s it! You have successfully created an online account with Virtual Pag-IBIG. You can now access your account to view your contributions, apply for a loan, and update your personal information.

Note: For security reasons, make sure to change your temporary password immediately after logging in to your Virtual Pag-IBIG account.