Kuya Well's personal finance corner
Do you want to get into real estate but don’t have the capital, then investing in REITs might be your answer. Real Estate Investment Trusts (REITs) are an increasingly popular way for investors to gain exposure to the real estate market without actually owning physical property. What are REITs? A REIT is a company that … Read More “Investing in REITs: How to Profit from Real Estate Without Owning Property” »
The Pag-IBIG Fund just released the dividend rate for 2022 a few hours earlier today. They touted it as the highest dividend rate since the Covid-19 Pandemic. What are the dividend rates for Regular Savings and MP2? The dividend rate for the Regular Savings is at 6.53% per annum while MP2 sits at 7.03% per … Read More “2022 Pag-IBIG Dividend Rates for Regular Savings and MP2” »
Most people often mistake Life Insurance for an investment but in reality, it’s actually an expense. The person who buys it (for himself) doesn’t actually benefit from it, hence why it’s an expense for that person rather than an investment. Let’s dig into it deeper. What is Life Insurance? Life insurance is a financial product … Read More “Life Insurance: An Expense, Not an Investment” »
You’ve probably heard about ETFs or Exchange-Traded Funds a few times, not only on this blog but on other sites as well. So for today’s post, let’s delve into the discussion about ETFs. What is an Exchange-Traded Fund or ETF? ETF is a type of investment fund that tracks an index, commodity, or basket of … Read More “Investing Made Easy: A Beginner’s Guide to ETFs” »
If you’ve been watching or reading finance-related websites or news companies, you may have heard about the collapse of the Silicon Valley Bank. SVB is the 16th largest bank in the US that provides a range of financial services to technology, life science, venture capital, and private equity firms. With SVB’s collapse, companies like Roku … Read More “Protect Your Money: The Benefits of Multiple Bank Accounts” »
Investors can use many types of stock investment strategies to grow their wealth. There are investors who prefer to earn by scalping or day trading to get immediate income and then there are those who prefer to buy and hold instead. I am more of a long-term investor so I focus mainly on the following … Read More “My Stocks Investment Strategy: Dividend, Growth, and Index Investing” »
Which is better: trading in the US stock market or PSE? We know that investing in the stock market can be a great way to build wealth over the long term, but where should you invest? Let’s take a look at the main differences between the two markets: Market Size and Capitalization The PSE and … Read More “US Stock Market vs. PSE: Which Offers Better Returns?” »
Retirement is a period that many Filipinos either look forward to or dread to happen. I guess it all depends on how well-prepared you are when that time comes. Hence, it’s imperative to plan ahead and consider various financial factors that can affect your retirement income. For this particular blog post, let’s discuss the financial … Read More “Retirement Savings Strategies for Filipinos” »
Maya recently released new changes to the interest rate that a depositor gets from their savings account. The updated rates were effective March 7, 2023. What are the changes? Previous New Changes 4.5% per annum base interest for earnings balance of up to 5M 4% per annum base interest for earnings balance of up to … Read More “Maya Savings Account Interest Rates Updated: What You Need to Know (March 2023)” »
Was your account debited but the recipient failed to receive the money when you used InstaPay transfer during an InstaPay maintenance or downtime? I’m sure you’re worried about the mishap but here’s what you need to do: Don’t get mad at your bank or eWallet provider I’ve seen several comments on the social media accounts … Read More “How to Handle Failed InstaPay Transactions During Maintenance” »
