Kuya Well's personal finance corner
The eligibility requirement to enroll in Pag-IBIG MP2 is broken down into 3: Maximum age limit I am a Senior Citizen, can I still invest in MP2? I’ve seen this question a lot of times in a Facebook group of which I’m a member. The answer to the question: Yes, you can. A retired Pag-IBIG … Read More “Pag-IBIG MP2: is it for everyone?” »
If you’re one of those who are curious about GCash’ GInvest, you may have come across the ALFM Global Multi-Asset Income Fund since this is the only mutual fund in the list that offers dividends. And I’m sure you’ve tried your damndest to know more about it but can’t find additional information from GCash or … Read More “Your Introductory Guide to ALFM Global Multi-Asset Income Fund on GInvest” »
If not due to the high 28-peso convenience fee, I would prefer paying WISP Plus contributions via the SSS Portal. And yes, I call that convenience fee expensive because other options are cheaper. So today, we’ll discuss how you can pay your WISP Plus contribution via GCash. And this will only cost you an 8-peso … Read More “How to Pay SSS WISP Plus contribution via GCash” »
Apologies for the late upload regarding CIMB’s latest interest rates. I was busy at work and didn’t have the time to go over their latest promo. Anyway, their latest promo is a bit interesting. It’s slightly similar to that of their previous promo but with a twist. What’s the latest promo? Similar to the previous … Read More “CIMB’s Interest Rate Latest Update (September 2023)” »
Paying for your WISP Plus contribution can be done on the SSS Online portal, so you don’t have to go anywhere. We’ve outlined the steps in two which are: generate a Payment Reference Number and then, proceed with processing the payment. 1. Generate a Payment Reference Number (PRN) You can generate a PRN by going … Read More “How to pay WISP Plus contributions via the SSS Portal” »
Maya, for the most part, has retained their previous boost promo but with an additional incentive for Smart Postpaid subscribers. What’s the latest change? Maya has added an additional 1% interest boost for Smart Postpaid users which they can achieve by either: Breakdown of how to earn up to 11% p.a. interest Note: the bonus … Read More “Latest changes to Maya Savings’ Interest Rates (September 2023)” »
It’s that time of the month again when you get to see how your favorite Poor Pinoy Investor’s US stock portfolio fares in the current market environment. Portfolio Performance for August My portfolio took a beating in the month of August. It was down by 2.27% which was still a good feat since it was … Read More “Poor Pinoy Investor US Stock Portfolio Update (September 2023)” »
Hello, curious readers! Today, we’re diving into the intriguing world of SCHD. But hang on – we’re breaking it down in a way that’s easy to grasp, no matter where you are on your financial journey. Ready to explore how SCHD can supercharge your money? Let’s roll! Unraveling SCHD Imagine your money as a seed … Read More “Portfolio Discussion: SCHD – Your Key to Boosting Your Money!” »
I’m sure you’ve thought of using your credit card to pay for your MP2 contribution but have considered not doing it because of the hefty 1.75% convenience fee. Before I share the life hack, first consider using a credit card to pay for your MP2 contribution ONLY IF you’re going to pay the money you’ll … Read More “Life hack: How to pay MP2 contribution using a credit card with just a 5-peso convenience fee” »
Hey there, fellow investors! Today, we’re going to explore the exciting world of cryptocurrency – the new digital gold rush that has taken the financial world by storm. But first, let’s start with the basics: What is Cryptocurrency? A cryptocurrency is a form of digital or virtual currency that uses cryptography to secure financial transactions, … Read More “Cryptocurrency: The Digital Gold Rush for Your Investment Portfolio” »
