Why Bitcoin is Falling Now: Macro Trends, Institutional Moves, and Market Fear Explained

Bitcoin (BTC) has been on a rollercoaster lately. If you’ve been watching the charts, you’ve probably noticed it sliding below critical levels. Many investors are asking: why is Bitcoin tanking now? In this article, we break down the main reasons … Continue reading

Pag-IBIG Fund Dividend Rates: Complete History + Trends Explained

If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading

The Villar Land Valuation Controversy: What Happened and Why Investors Are Worried

The Villar group is once again in the spotlight — and this time, it’s because of a trillion-peso valuation that shocked the market, triggered an audit standoff, and raised questions about transparency in the Philippine property sector. If you’ve been … Continue reading

PSEi Hits New Lows in 2025: What’s Happening and What Investors Should Know

The Philippine Stock Exchange Index (PSEi) has been on a roller-coaster lately — and not the fun kind. In the past weeks, the market slipped to a fresh five-year low, with investors reacting to a mix of weak economic indicators, … Continue reading

Debt Snowball vs Avalanche: Which Strategy Works Best?

When you’re drowning in debt, getting out can feel impossible. But the right strategy can make all the difference in how fast (and how confidently) you reach financial freedom. Two of the most popular repayment methods are the Debt Snowball … Continue reading

Pag-IBIG Fund Earns ₱28 Billion in 2025: What This Means for Your MP2 Dividends

Pag-IBIG Fund continues to deliver strong financial results this 2025, reporting a record-high ₱28.04 billion net income for the first half of the year — a 15.25% increase from the same period last year. According to Pag-IBIG officials, this performance … Continue reading

Pag-IBIG MP2

Should Retirees Invest in Pag-IBIG MP2? A Practical Look

Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading

Pag-IBIG MP2 for OFWs: How Overseas Filipinos Can Open and Contribute

If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading

BBM Declares One-Year State of Calamity: What It Means for Your Finances

President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading

How to Compute Your 13th Month Pay in the Philippines

Every December, many employees in the Philippines look forward to one thing — the 13th month pay. It’s that extra cash that makes Christmas shopping, family gatherings, and travel plans a bit more comfortable. But have you ever wondered how … Continue reading