Cryptocurrency has been making waves in the Philippines, and several platforms have emerged to make buying and selling crypto easier. One of the newer players in the market is GoCrypto, a service offered by GoTyme Bank. Whether you’re a first-time … Continue reading
The Philippine crypto space was shaken recently after reports confirmed that the National Telecommunications Commission (NTC) ordered local internet service providers to block access to multiple cryptocurrency exchanges. Some of the platforms affected are globally recognized exchanges used by millions … Continue reading
Maribank is becoming one of the go-to digital banks for Filipinos because transfers are smooth, interest rates are competitive, and the app gives up to 15 free InstaPay transactions per week. But here’s one limitation: even though Maribank has a … Continue reading
The 2025 Reality Check If you have talked to a financial advisor in the Philippines, chances are you were pitched a VUL. Not MP2. Not index funds. Not even a basic term insurance plan. A VUL. And yet, the data … Continue reading
With corruption scandals dominating the news, from PhilHealth fund misuse to questionable flood control spending, many Filipinos are asking a reasonable question: Can Pag-IBIG suffer the same fate? More specifically, if the government is desperate for money, can the President … Continue reading
If you are a BPI user, you probably noticed that cashing in to GCash is no longer as straightforward (or as free) as it used to be. Between Instapay fees and GCash cash-in charges, maliit man per transaction, they add … Continue reading
SCHD (Schwab U.S. Dividend Equity ETF) used to be untouchable in dividend circles. Low expense ratio.Quarterly income.“Sleep well at night” investing. But let’s stop pretending nothing has changed. SCHD is no longer just underperforming. It’s falling behind — badly.And the … Continue reading
Trying to figure out the best way to grow your money safely—or at least smarter than just leaving it in your wallet? If you’ve been considering dividend stocks, Pag-IBIG MP2, or digital savings accounts, you might be wondering which gives … Continue reading
Buy Now, Pay Later apps, like LazadaPay Installments, Atome, and others, are changing the way Filipinos shop. They make it easy to buy things without paying the full amount upfront. But there is a growing concern. Are these apps encouraging … Continue reading
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading