The Ultimate Guide to Using GCash App in the Philippines

GCash is a mobile wallet and online payment platform in the Philippines that allows users to pay bills, buy load, send money, make purchases online, and more. Features of the GCash app Bill Payments You can use the app to … Continue reading

Invest in PSE with BPI Trade

BPI Trade is an online stock trading platform provided by the Bank of the Philippine Islands (BPI). It is an easy and convenient way to invest in the Philippine Stock Exchange (PSE). With BPI Trade, you can access real-time stock … Continue reading

The Smart Way to Save: High-Yield Savings Accounts Explained

When I discussed Emergency Funds the last time, I mentioned that it’s best to put them in high-yield savings accounts to lessen the impact of inflation. Why opt for a High-yield savings account and not a commercial bank? Most commercial … Continue reading

Emergency Fund 101: How to Prepare for Life’s Unforeseen Events

An emergency fund is a substantial amount of liquid assets/funds that you can use in case of unprecedented events like the following: If I have savings/investments, do I still need one? Let me stress the term: emergency. So ang tanong, … Continue reading

Maximize Your Savings with Maya Bank: Earn high-interest rates

Maya Bank is a digital service bank supervised by the Bangko Sentral ng Pilipinas. They offer a base interest of 3.5% per annum on your deposits (up to 5 Million) for their “My Savings” account. The base interest rate can … Continue reading

Boost Your Savings with Seabank’s High-Interest Rate

Seabank offers a high-yield savings account where you can earn 4.5% interest per annum on your deposits (first 250 thousand). The fraction of the interest per annum on your deposited money is credited on a daily basis (usually between 12MN … Continue reading

Maximize Your Savings with CIMB Bank’s High-Interest Accounts

CIMB Bank is one of the earlier known digital banks (though in essence, it’s actually a Rural bank) in the Philippines. They offer 3 savings accounts that provide different earnings/interests per annum and the interests you earn are compounded monthly. … Continue reading