When emergencies strike or you suddenly need extra cash, two common options for many Filipinos are the Pag-IBIG Multi-Purpose Loan (MPL) and a Bank Personal Loan. Both have their pros and cons, but which one is better for you this … Continue reading
Many Filipinos avoid getting a credit card because of the dreaded annual fee. Good news: there are now several banks in the Philippines offering credit cards with no annual fee—some permanently, others with easy waivers. If you’re a first-time cardholder … Continue reading
Many Filipinos wonder: “How do I check my Pag-IBIG contributions without visiting the branch?” Good news—Pag-IBIG now allows members to check their contributions online through the Virtual Pag-IBIG platform. In this updated 2025 guide, I’ll walk you through the step-by-step … Continue reading
When it comes to growing your money, two common options available to Filipinos are Pag-IBIG MP2 and Mutual Funds. Both are popular for beginner and experienced investors alike, but they serve different purposes and come with different risks and rewards. … Continue reading
If you’ve been searching for ways to grow your money beyond a regular savings account, you’ve probably come across mutual funds. They’re one of the most common investment vehicles offered by banks and financial institutions in the Philippines. But what … Continue reading
When it comes to saving and growing money in the Philippines, two popular options stand out for ordinary Filipinos: Pag-IBIG MP2 Savings and Cooperative Savings Accounts. Both are accessible, safe, and community-driven, but they work in very different ways. So, … Continue reading
If you’re looking for an alternative to traditional banks and digital banks, one great option you might want to explore is joining a cooperative (co-op) and opening a savings account with them. In the Philippines, cooperatives are member-owned organizations that … Continue reading
If you’ve been thinking about growing your money beyond savings accounts, chances are you’ve considered the stock market. But let’s be real—most Filipinos find it intimidating. Terms like “PSEi,” “bull market,” or “brokerage fees” can easily scare off beginners. Don’t … Continue reading
If you’ve been using SeaBank for your savings account, you might be surprised to see that the name is no longer the same. As of 2025, SeaBank Philippines has officially changed its name to Maribank Philippines Inc. But what does … Continue reading
Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading