Pag-IBIG MP2 for OFWs: How Overseas Filipinos Can Open and Contribute

If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading

BBM Declares One-Year State of Calamity: What It Means for Your Finances

President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading

Pag-IBIG Calamity Loan Now Available for Cebu Earthquake Victims

The recent 6.9-magnitude earthquake that struck Cebu has left thousands of families displaced and properties damaged. In response, Pag-IBIG Fund members living in areas declared under a state of calamity may now apply for a Pag-IBIG Calamity Loan to help … Continue reading

Philippine Inflation 2025: How It Impacts Your Savings and Investments

Inflation in the Philippines has always been a hot topic, and in 2025, it’s once again front and center. For ordinary Filipinos, inflation simply means that your peso today buys you less tomorrow. Whether you’re saving money in the bank, … Continue reading

Pag-IBIG Multi-Purpose Loan vs. Bank Personal Loan: Pros and Cons for 2025

When emergencies strike or you suddenly need extra cash, two common options for many Filipinos are the Pag-IBIG Multi-Purpose Loan (MPL) and a Bank Personal Loan. Both have their pros and cons, but which one is better for you this … Continue reading

check Pag_IBIG contributions

How to Check Your Pag-IBIG Contributions Online (2025 Update)

Many Filipinos wonder: “How do I check my Pag-IBIG contributions without visiting the branch?” Good news—Pag-IBIG now allows members to check their contributions online through the Virtual Pag-IBIG platform. In this updated 2025 guide, I’ll walk you through the step-by-step … Continue reading

mp2 vs mutual funds

Pag-IBIG MP2 vs. Mutual Funds: Which Should You Choose?

When it comes to growing your money, two common options available to Filipinos are Pag-IBIG MP2 and Mutual Funds. Both are popular for beginner and experienced investors alike, but they serve different purposes and come with different risks and rewards. … Continue reading

SSS Salary loan vs Pag-IBIG MPL

SSS Salary Loan vs Pag-IBIG MPL: Which Should You Get?

If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading

MP2 vs Time Deposit

Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?

If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading