Investing is a great way to grow your wealth and secure your financial future. Whether you’re looking to save for retirement, purchase a new home, or just grow your savings, there are a variety of investment options available to help … Continue reading
With the right knowledge of your financial objectives, risk tolerance, and overall financial condition, investing can be a terrific strategy to gradually increase your wealth. Here’s what you need to know to get started: Create a Budget The amount you … Continue reading
Investing is an essential tool for achieving your financial goals, whether it’s buying a house, saving for retirement, or starting a business. But for many people, the world of investing can seem overwhelming and confusing. With so many different options … Continue reading
As discussed in a previous post, savings are crucial because they allow you to build a financial cushion for emergencies, such as job loss or unexpected expenses. In addition, saving can help you achieve your long-term financial goals, such as … Continue reading
Credit card debt is a common problem for many Filipinos. Ballooning debt is when the minimum payment is not enough to cover the interest, and the balance keeps increasing. This can quickly lead to a situation where the debt becomes … Continue reading
Should you start paying off debt first or building wealth (investing) instead? Many would say that you need to pay off debts first before actually building wealth. As for me, I’d say that there is no straightforward answer. It all … Continue reading
I’m sure some of you are already itching for me to start discussing investment-related topics on this personal finance blog. I am too. In fact, I am more than excited to share with you my journey in the stock market. … Continue reading
When I discussed Emergency Funds the last time, I mentioned that it’s best to put them in high-yield savings accounts to lessen the impact of inflation. Why opt for a High-yield savings account and not a commercial bank? Most commercial … Continue reading
An emergency fund is a substantial amount of liquid assets/funds that you can use in case of unprecedented events like the following: If I have savings/investments, do I still need one? Let me stress the term: emergency. So ang tanong, … Continue reading
Before I give you a rundown of the reasons why I don’t have a million pesos in my name at the age of 39, let me give you a little bit of my work background. I graduated from college at … Continue reading