Perhaps you’ve heard about the recent mishap with GCash wherein some accounts had unauthorized transfers. Though this was already rectified by GCash, some people are perturbed by the use of GCash and other similar e-wallets.
How to avoid getting scammed?
- DO NOT share your OTPs.
- DO NOT click on links that were provided to you by “fishy” SMS or emails.
- Even if it’s a legitimate email or SMS, make it a habit to access the website directly instead of using a link provided to you.
And the best tip I can give you?
DO NOT leave any funds in your GCash balance. Instead, transfer it to GSave.
You have various bank options in there where you can transfer your money into. Di ka naman aabutin ng siyam-siyam sa pagtransfer eh. Kung need mo na yung money, eh di i-withdraw mo from GSave back to GCash. Anyway, there are no transaction fees when you deposit or withdraw to/from GSave.
Benefits of this tip:
- Your money is earning interest in GSave. And take note, the interest rate is way higher than the traditional banks.
- Since you’re putting your money into a bank, it’s covered by PDIC (up to 500K).
- In case GCash is down, you can access your funds using the app of the bank you selected in GSave.
- Some of the banks in GSave (like CIMB) have free transfers to other banks when you use their app.
Di ba? Pwede naman kasing gamitin ang GSave para panatag ang loob mo.