Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account?
This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay or PESONet—by simply using the Pag-IBIG BIN codes (Biller Identification Numbers) under Asia United Bank (AUB).
Fast, direct, and no login required sa AUB!
Step-by-Step Guide to Pay Pag-IBIG via AUB BIN
Step 1: Open Your Bank’s Mobile App or Website
Use any bank app or e-wallet that supports InstaPay or PESONet. This works with:
- BPI
- BDO
- UnionBank
- GCash
- Maya
- LANDBANK
- RCBC
- and more!
Step 2: Choose “Transfer to Other Bank”
Select InstaPay (for real-time posting) or PESONet (if available).
Then input the following details:
- Recipient Bank:
Asia United Bank (AUB) - Account Number:
Format should be:
BIN Code + Your Pag-IBIG Number For example:8001 + MP2 Account Number
(e.g.800112345678901) - Account Name:
Your Full Name (same as your Pag-IBIG account) - Amount:
Enter exact amount you wish to pay - Remarks/Purpose:
Optional, but you can indicate “Pag-IBIG MP2” or “Housing Loan Payment”
Step 3: Submit and Confirm
Review the details and submit the transfer.
Most InstaPay transactions post within minutes, while PESONet may take 1 banking day.
Step 4: Done!
No need to login or register with AUB. Just make sure the BIN code and Pag-IBIG number are correct.
List of Pag-IBIG BIN Codes via AUB
Use the correct BIN Code depending on the Pag-IBIG program you want to pay:
| Pag-IBIG Program | BIN Code |
|---|---|
| MP2 Savings | 8001 |
| Housing Loan | 8002 |
| Multi-Purpose Loan | 8003 |
| Calamity Loan | 8004 |
| Regular Savings (Voluntary/OFW) | 8006 |
Important: Make sure the BIN is followed by your correct Pag-IBIG MID number / HAN / MP2 account number.
Sample Payment Formats
MP2 Example:
Bank: AUB
Account: 800112345678901
Name: Juan Dela Cruz
Amount: ₱500
Housing Loan Example:
Bank: AUB
Account: 800298765432109
Name: Maria Santos
Amount: ₱3,000
FAQs
✅ Do I need an AUB account?
No. You’re just using AUB as a conduit. All you need is the BIN and your correct Pag-IBIG number.
✅ Is there a fee?
Yes. Standard InstaPay or PESONet fees apply, depending on your bank (usually ₱15–₱25).
✅ Will I get a receipt?
Your source bank or e-wallet will send you a transaction confirmation. This is your official proof of payment.
✅ How long before my payment reflects?
- InstaPay: Within minutes
- PESONet: Within 1 banking day
Final Tips
✔️ Double-check your Pag-IBIG number before submitting.
✔️ Use InstaPay for faster posting, especially for loan due dates.
✔️ Save the BIN list so you can pay anytime using your favorite bank app.