A time deposit is one of the simplest and safest ways to grow your money in the Philippines. Banks offer a fixed interest rate over a specific term — and the longer your money stays, the higher the rate you … Continue reading
If you’re looking for safe, reliable, and government-backed ways to grow your money in the Philippines, you don’t always have to rely on banks or private investments. The government itself offers multiple programs that help you earn while keeping your … Continue reading
Buying a house is one of the biggest financial goals for many Filipinos. But with the high property prices today, most of us can’t pay for a home in full. That’s where the Pag-IBIG Housing Loan comes in—a government-backed financing … Continue reading
If you’ve recently applied for a Pag-IBIG loan, whether it’s a housing loan, multi-purpose loan, or calamity loan, you’re probably wondering: “Kumusta na kaya yung application ko?” The good news is you don’t need to visit a branch or wait … Continue reading
Want to invest for retirement with zero tax on earnings? A PERA (Personal Equity and Retirement Account) is one of the best legal ways to do it in the Philippines — and ATRAM makes it possible to open one fully … Continue reading
Are you curious about how much SSS pension you might get at retirement? Or how your Pension Booster (MPF/WISP) can grow over time? With this updated SSS Pension Calculator, you can estimate your Regular SSS Pension and Pension Booster based … Continue reading
The Philippines is taking a big step in protecting consumers from online gambling. Major e-wallets like GCash and Maya have removed in-app access to online gambling platforms following a directive from the Bangko Sentral ng Pilipinas (BSP). This move is … Continue reading
If you’ve been tracking Retail Treasury Bonds, here’s an important update: RTB 31 is officially closed to individual investors as of August 16, 2025. The public offering ran from August 5 to August 15, 2025, with a minimum investment of … Continue reading
Update as of August 17, 2025:RTB 31 is no longer available for purchase. The public offering ran from August 5 to August 15, 2025, and the Bureau of the Treasury has since closed subscriptions for individual investors. While you can … Continue reading
If you’re investing in Pag-IBIG MP2, one of the easiest ways to make your contributions is through GCash. No need to visit payment centers or banks—everything can be done with just your phone. In this updated 2025 guide, I’ll walk … Continue reading