BBM Declares One-Year State of Calamity: What It Means for Your Finances

President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading

How to Compute Your 13th Month Pay in the Philippines

Every December, many employees in the Philippines look forward to one thing — the 13th month pay. It’s that extra cash that makes Christmas shopping, family gatherings, and travel plans a bit more comfortable. But have you ever wondered how … Continue reading

Cryptocurrency ETFs: The Next Big Thing in Investing?

Cryptocurrency has evolved far beyond its early reputation as a speculative digital asset. In recent years, it has been steadily integrating into mainstream finance — and one of the biggest developments fueling that shift is the rise of cryptocurrency ETFs … Continue reading

FMETF: The First and Only Exchange-Traded Fund in the Philippines

When you think about investing in the Philippine stock market, it usually means picking individual companies — SM, Ayala, Jollibee, or BDO. But what if you could invest in all of them at once?That’s exactly what FMETF (First Metro Philippine … Continue reading

Gold vs Bitcoin vs S&P 500 vs NASDAQ: What Will Be the Better Investment in 5 Years?

Investors today have more choices than ever — from traditional assets like gold and stocks to digital assets like Bitcoin. But the big question remains: Which of these will give the best returns over the next five years? Let’s break … Continue reading

How Much You Need to Retire Comfortably in the Philippines

Retirement—it’s something many Filipinos dream about but rarely plan for. We often say “Bahala na si Batman” when it comes to our future, but the truth is, financial freedom after your working years doesn’t happen by accident. So, how much … Continue reading

How to Build a Diversified Investment Portfolio (Even as a Beginner)

If there’s one secret that separates consistent investors from risky gamblers, it’s diversification. You’ve probably heard the saying, “Don’t put all your eggs in one basket.” That’s exactly what diversification means — spreading your investments across different assets so you … Continue reading

Will the U.S. Interest Rate Cuts Boost Global Stock Markets?

After months of speculation, the U.S. Federal Reserve has finally begun cutting interest rates — a move that’s sending waves across global markets. Investors from Wall Street to Manila are now asking the same question: Will these rate cuts trigger … Continue reading

How to Invest in Gold: The Complete Guide for Beginners

Gold has always been seen as a symbol of wealth and security. Whether it’s ancient coins or modern ETFs, investors around the world have relied on gold to protect their money during uncertain times. But how exactly can you invest … Continue reading