Why Your SSS Loan Application Gets Rejected — and How to Fix It

Applying for an SSS loan is supposed to be easy, but many Filipinos get frustrated when they see the message: “Your SSS loan application has been disapproved.” If that happened to you recently, don’t worry — you’re not alone. Every … Continue reading

Dividend Investing: How to Earn Passive Income from Stocks

If you’ve ever wondered how some investors make money without constantly buying and selling stocks, the answer might be dividend investing. Unlike traders who chase price swings, dividend investors focus on building a portfolio of companies that regularly share their … Continue reading

CIMB Bank Reduces Free InstaPay Transfers: Here’s What You Need to Know (2025 Update)

For years, CIMB Bank has been one of the most popular digital banks in the Philippines—mainly because of its high interest rates and free InstaPay transfers. But as of September 5, 2025, the bank has quietly updated its policy, and … Continue reading

How to Pay Down Your Pag-IBIG Housing Loan Faster (The Right Way to Pay to Principal)

Many Pag-IBIG housing loan borrowers dream of becoming debt-free sooner. The good news? There’s a legitimate way to shorten your loan term and save on interest—the “Pay to Principal” method. But here’s the catch: a lot of people misunderstand how … Continue reading

Pag-IBIG Calamity Loan Now Available for Cebu Earthquake Victims

The recent 6.9-magnitude earthquake that struck Cebu has left thousands of families displaced and properties damaged. In response, Pag-IBIG Fund members living in areas declared under a state of calamity may now apply for a Pag-IBIG Calamity Loan to help … Continue reading

Philippine Inflation 2025: How It Impacts Your Savings and Investments

Inflation in the Philippines has always been a hot topic, and in 2025, it’s once again front and center. For ordinary Filipinos, inflation simply means that your peso today buys you less tomorrow. Whether you’re saving money in the bank, … Continue reading

Accenture Layoffs in the Philippines: What It Means for Filipino Workers in the Age of AI

Accenture, one of the biggest outsourcing and IT companies in the Philippines, has recently announced layoffs affecting hundreds of employees. While this might sound like just another corporate restructuring, the bigger issue lies in why this is happening—and what it … Continue reading

AI Layoffs Are Coming: What Filipino Workers and Investors Should Do to Prepare

In the past year, big tech companies abroad have been making headlines with massive layoffs. At first, people thought it was because of economic downturns or over-hiring during the pandemic. Pero kung titignan mo closely, one of the biggest reasons … Continue reading