Send Pag-IBIG Payments via AUB BIN Code – No AUB Account Needed!

Did you know you can pay Pag-IBIG directly from your existing bank app or e-wallet, even without an AUB account? This guide is for those who want to pay their Pag-IBIG MP2, Housing Loan, MPL, or Regular Savings via InstaPay … Continue reading

Pag-IBIG Regular Savings 2025: Updated Contribution Rates and Guide

If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading

Pag-IBIG MP2 Lump Sum vs Monthly: Which One Gives Better Returns?

Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading

How to Buy Retail Treasury Bonds (RTBs) Using BPI (Online, App, and Branch Guide)

If you’re looking for a safe investment backed by the Philippine government, Retail Treasury Bonds (RTBs) are a great option. And the good news? You can easily invest in RTBs using BPI, whether online, through the mobile app, or by … Continue reading

RTB vs. Pag-IBIG MP2: Which is the Better Investment for You?

If you’re looking for a safe and reliable investment in the Philippines, Retail Treasury Bonds (RTB) and Pag-IBIG MP2 are two of the most popular choices. Both are government-backed, low-risk, and accessible to Filipinos worldwide — but which one fits … Continue reading

Pag-IBIG MP2 Savings FAQs (Updated 2025)

The Pag-IBIG MP2 (Modified Pag-IBIG 2) Savings Program is one of the most popular investment options for Filipinos looking for safe, government-backed, and higher-than-bank interest returns.This updated FAQ includes the latest dividend rates, how to invest, how to pay, and … Continue reading

Can You Apply for a Pag-IBIG MPL If You Still Have an Existing MPL, Calamity Loan, or Housing Loan?

Good news sa mga kapwa nating nagigipit sa budget: yes, you can apply for a new Multi-Purpose Loan (MPL) even if you still have an existing MPL, calamity loan, or even a housing loan. Hindi mo kailangang bayaran muna ang … Continue reading

The VUL Scam: How Thousands of Filipinos Were Misled Into Losing Money

If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading

Can You Apply for a New SSS Salary Loan Even With an Existing One?

Yes, SSS allows you to renew your Salary Loan even if your current loan isn’t fully paid yet. However, there’s one key requirement: You must have already paid at least 50% of the original principal amount of your existing loan. … Continue reading

SSS Now Accepting Calamity Loan Applications for Affected Areas in 2025

Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading