Though I recommend going through the Virtual Pag-IBIG website and selecting GCash as the payment processor, some don’t have an account with Virtual Pag-IBIG just yet. Hence, this post is to show you how you can pay your Pag-IBIG MP2 contributions directly through GCash instead.
Steps on how to pay Pag-IBIG MP2 contribution via GCash
Ensure first that your GCash account has the amount (plus 5 pesos for the convenience fee) that you want to contribute to your Pag-IBIG MP2 account.
Step 1: Go to the Bills section
From the Main Dashboard, tap Bills.
Step 2: Look for Pag-IBIG under the Bills section
There are 2 ways to do so:
- You can either tap Government and then scroll down to the section where you see Pag-IBIG (there are 3 of them)
- Or you can type Pag-IBIG in the Search bar from the main Bills section.
Step 3: Tap Pag-IBIG
Even if you’re an OFW, just use the first one which is simply Pag-IBIG. The convenience fee for the Pag-IBIG (OFW) is higher by 2 pesos and the details under that option can be confusing. So it’s best to just use the first one. It will still work anyway.
Step 4: Fill out your details
You will be required to input the following:
Amount
For verified GCash accounts, the maximum outgoing limit is 100K. This includes the convenience fees. If you haven’t used your GCash for the day and you want to max out the limit, then put 99,995 pesos since the 5 convenience fee will make up for the full 100K.
Type
Choose Modified Pag-IBIG II Savings from the list of options.
Account Number
You need to put in here your MP2 account number which is a 12-digit number that starts with the number 52. Don’t confuse it with your Pag-IBIG MID number. If you don’t have an MP2 account yet, follow this guide to create one.
Period Covered From and Period Covered To
Just select the current date. The computation of dividends is based on the transaction date. In addition, you don’t need to contribute monthly since it’s a voluntary savings program. Also, there are no back payments for MP2.
Email address
Though it’s optional, I suggest putting your email address still.
Step 5: Payment Confirmation
Go over your details and make sure they are correct before tapping the Confirm button to complete the payment.
And you’re done! Just wait for 3-5 working days for the amount to be reflected in your MP2 account.