SeaBank Will Lower Interest Rate Starting August 7, 2025

Heads up, SeaBank savers! Beginning August 7, 2025, SeaBank will implement a new interest rate scheme: This change was officially announced by SeaBank on their Facebook page, and it affects all savings accounts starting August 7. What Changed? Previously, SeaBank … Continue reading

GCash

How to Cash In to GCash for Free in 2025 (ShopeePay + SeaBank Hack)

Marami sa atin ang gumagamit ng GCash, but let’s be honest—ang hassle ng cash-in fees minsan, ‘no? Especially kapag nagka-charge ng ₱15 sa InstaPay or may ibang hidden charges. But don’t worry, here’s a smart way to cash in to … Continue reading

High-yield savings

Which one is the Best High-Yield Savings Account?

I’ve made several posts about high-yield digital savings accounts like Maya, CIMB, Seabank, and GoTyme. But which of these four is actually the best? So for today’s blog, let’s compare what they have to offer. Best in base interest rate … Continue reading

InstaPay

How to Handle Failed InstaPay Transactions During Maintenance

Was your account debited but the recipient failed to receive the money when you used InstaPay transfer during an InstaPay maintenance or downtime? I’m sure you’re worried about the mishap but here’s what you need to do: Don’t get mad … Continue reading

High-yield savings

The Smart Way to Save: High-Yield Savings Accounts Explained

When I discussed Emergency Funds the last time, I mentioned that it’s best to put them in high-yield savings accounts to lessen the impact of inflation. Why opt for a High-yield savings account and not a commercial bank? Most commercial … Continue reading

Emergency Fund 101: How to Prepare for Life’s Unforeseen Events

An emergency fund is a substantial amount of liquid assets/funds that you can use in case of unprecedented events like the following: If I have savings/investments, do I still need one? Let me stress the term: emergency. So ang tanong, … Continue reading

Maya Savings

Maximize Your Savings with Maya Bank: Earn high-interest rates

Maya Bank is a digital service bank supervised by the Bangko Sentral ng Pilipinas. They offer a base interest of 3.5% per annum on your deposits (up to 5 Million) for their “My Savings” account. The base interest rate can … Continue reading