Trying to figure out the best way to grow your money safely—or at least smarter than just leaving it in your wallet? If you’ve been considering dividend stocks, Pag-IBIG MP2, or digital savings accounts, you might be wondering which gives … Continue reading
Monthly Archives: December 2025
How “Buy Now, Pay Later” Apps Are Changing Filipino Spending Habits
Buy Now, Pay Later apps, like LazadaPay Installments, Atome, and others, are changing the way Filipinos shop. They make it easy to buy things without paying the full amount upfront. But there is a growing concern. Are these apps encouraging … Continue reading
Maya Savings vs MP2: Which Is Better for Filipinos?
When choosing where to place excess cash, many Filipinos end up deciding between Maya Savings and Pag-IBIG MP2. At first glance, Maya looks more attractive because of its high advertised interest rate. MP2, on the other hand, does not promise … Continue reading
How to Open a GCash International Wallet (Without a Philippine SIM)
Many Filipinos abroad want to use GCash for remittances, bills payment, or sending money back home—but the biggest roadblock has always been the same: you need a Philippine SIM to register. Good news: GCash has now rolled out the GCash … Continue reading
How to Build Wealth Slowly Even If You’re Starting Late
Thinking about wealth might feel overwhelming if you’re starting late. Maybe you didn’t save much in your 20s or 30s, or you’re just realizing it’s time to get serious about money. The good news? You can build wealth even if … Continue reading
High-Risk vs Low-Risk Investments: What Should You Choose?
If you’ve been researching ways to grow your money, you’ve probably come across the terms high-risk investments and low-risk investments. They sound simple, but many people still get confused about which one they should actually choose. The truth is, there … Continue reading
Signs You’re Falling Into a Debt Trap (And How to Stop It)
Debt isn’t always a bad thing. Used correctly, it can help you build credit, start a business, or handle emergencies.But when debt becomes uncontrollable, it slowly traps you until you feel like you’re working just to pay bills. If you’ve … Continue reading
