If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading
Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading
Heads-up, savers! SeaBank Philippines now offers a 4% per annum interest rate on savings balances up to ₱400,000, with daily crediting. Any excess beyond ₱400,000 will earn 3% per annum, still credited daily. SeaBank Savings Rate at a Glance Category … Continue reading
If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading
Heads-up, savers! Starting March 1, 2025, GoTyme Bank officially set the Go Save interest rate to 3.5% per annum, credited monthly. The interest is subject to the standard 20% withholding tax. What changed? This change was confirmed in their app’s … Continue reading
Just a few days after the announcement of the 2024 dividend rates for both MP2 and Regular savings, Pag-IBIG has announced that the dividends have been credited. And I can confirm that it is indeed true. How to check if … Continue reading
Pag-IBIG recently announced the 2024 dividend rates for both MP2 and Regular Savings. What are the dividend rates for Regular Savings and MP2? The dividend rates for 2024 are 6.6% for Regular Savings and 7.1% for MP2. How does it … Continue reading
You might have noticed that the actual amount charged to your card is more than the expected amount when you book via Agoda. That’s because Agoda charges a 5% currency exchange fee if the currency you used when paying for … Continue reading
On November 6, Seabank implemented the new 4.25% p.a. interest rate, down by 0.25% from the previous 4.5% per annum. However, they tried to balance it by increasing the maximum deposit/balance to earn the 4.25% rate. What are the changes? … Continue reading
