If you’ve been using SeaBank for your savings account, you might be surprised to see that the name is no longer the same. As of 2025, SeaBank Philippines has officially changed its name to Maribank Philippines Inc. But what does … Continue reading
Filipinos are known for being resilient. Kahit gaano kahirap ang buhay, we always find a way to survive. But one of the biggest financial habits that keeps many of us from moving forward is what I call the “Ipit Mentality”—the … Continue reading
When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading
When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading
If you’re looking for a way to grow your money but don’t want the hassle of picking individual stocks or bonds, then a UITF might be something worth considering. Many Filipinos have heard of UITF, especially when visiting banks, but … Continue reading
When it comes to buying your dream house, most Filipinos face the same question: Should I get a housing loan from Pag-IBIG or from a bank? Both options have their advantages and disadvantages, and the right choice really depends on … Continue reading
If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading
If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading
If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading