Pag-IBIG members often assume they only have one borrowing option outside of the Housing Loan. In reality, there are three separate short-term loan programs, each with its own rate, ceiling, and eligibility rules, and picking the wrong one can mean … Continue reading
This Pag-IBIG Loan Calculator lets you estimate how much you can borrow across all three of Pag-IBIG’s short-term loan programs: the Multi-Purpose Loan (MPL), the Calamity Loan, and the SAFE Loan. Just select your loan type, enter your Total Accumulated … Continue reading
A lot of members are applying for the Pag-IBIG SAFE Loan expecting the full ₱10,000 headline amount, only to get approved for a lot less — sometimes just a few thousand pesos. If that happened to you, walang mali sa … Continue reading
President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading
Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
Typhoon season is here again, and if your area has been officially declared under a state of calamity, you might be wondering:Pwede ba akong mag-file ulit ng Pag-IBIG Calamity Loan kahit meron pa akong existing loan? Let’s clear that up … Continue reading
Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading