Kuya Well's personal finance corner
Heads-up, savers! SeaBank Philippines now offers a 4% per annum interest rate on savings balances up to ₱400,000, with daily crediting. Any excess beyond ₱400,000 will earn 3% per annum, still credited daily. SeaBank Savings Rate at a Glance Category Interest Rate Notes Balances ≤ ₱400k 4.00% p.a. Credited daily Balances > ₱400k 3.00% p.a. … Read More “SeaBank Savings Rate Now at 4% p.a.” »
Heads-up, savers! Starting March 1, 2025, GoTyme Bank officially set the Go Save interest rate to 3.5% per annum, credited monthly. The interest is subject to the standard 20% withholding tax. What changed? This change was confirmed in their app’s Help Center and official social media pages. How much interest can you expect? Interest is … Read More “UPDATE: GoTyme Go Save Interest Rate Now at 3.5% p.a. (Effective March 1, 2025)” »
On November 6, Seabank implemented the new 4.25% p.a. interest rate, down by 0.25% from the previous 4.5% per annum. However, they tried to balance it by increasing the maximum deposit/balance to earn the 4.25% rate. What are the changes? Existing Features Blogger’s Corner This is a bummer for smaller investors since the interest rate … Read More “Seabank slashes interest rate – down to 4.25% per annum” »
CIMB just released their latest 25% p.a. (interest) year-end promo. Quick details about the promo How to get the 25% interest? As always, you need to complete a certain task or mission to earn up to 25% interest on your deposits or savings. Here’s the breakdown of how to achieve it: Sample scenarios on how … Read More “CIMB interest promo: 25% per annum” »
This guide only works if you have NOT created a UNO Digital bank account before making your GSave-UNO account. Note: The steps will still work if the mobile number you used to register your already-created UNO account differs from your GCash number. That said, they won’t be on the same login account, so you will … Read More “Connecting GSave with UNO Digital Bank” »
Here’s another bank that offers a high-yield savings account that you might want to consider. And you can easily set up an account via GCash. What is UNO Digital Bank? They are a digital bank that offers a high-interest savings account with tiered interest rates. What is the interest rate? The base interest rate is … Read More “UNO Digital Bank offers 4.25% interest rate” »
If you’re not yet aware, you can earn Go Rewards points in your GoTyme account when you shop in the following stores: You also earn points when you book your flights via Cebu Pacific. And you don’t even need to use your GoTyme card to pay for your purchases. You simply present your card so … Read More “How to redeem Go Rewards in GoTyme” »
One great feature of CIMB Bank was its unlimited free transfers via Instapay. However, that feature has already ended. So no more free transfers? The good news is that you can still transfer funds from CIMB to other banks via Instapay for free but it’s now limited to just 5 free transfers per day. This … Read More “CIMB Unlimited free transfers no more” »
The latest promo of CIMB, other than the name, doesn’t differ much from their previous Sunkissed promo. Just like before, existing customers can get up to 15% interest per annum while new customers can get as high as 9% p.a. What’s the latest promo? For Existing Customers Note: other than the first bullet, the remaining add-on … Read More “CIMB interest update – Red Hot Promo” »
CIMB is back at it again with their ladder-up interest rate promo, similar to that of Maya. For the latest promo, existing customers can get up to 15% interest per annum while new customers can get as high as 9% p.a. What’s the latest promo? For Existing Customers Note: other than the first bullet, the … Read More “CIMB’s Interest Rate Latest Update (March 2024)” »
