Philippine Inflation 2025: How It Impacts Your Savings and Investments

Inflation in the Philippines has always been a hot topic, and in 2025, it’s once again front and center. For ordinary Filipinos, inflation simply means that your peso today buys you less tomorrow. Whether you’re saving money in the bank, … Continue reading

How to Maximize Maya Funds for Savings and Investments

When Maya (formerly PayMaya) rebranded itself as a digital bank and wallet, it quickly became one of the most popular fintech apps in the Philippines. Many Filipinos now use Maya not just for payments, but also as a platform for … Continue reading

MP2 vs Time Deposit

Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?

If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading

SeaBank Will Lower Interest Rate Starting August 7, 2025

Heads up, SeaBank savers! Beginning August 7, 2025, SeaBank will implement a new interest rate scheme: This change was officially announced by SeaBank on their Facebook page, and it affects all savings accounts starting August 7. What Changed? Previously, SeaBank … Continue reading

GoTyme Bank

UPDATE: GoTyme Go Save Interest Rate Now at 3.5% p.a. (Effective March 1, 2025)

Heads-up, savers! Starting March 1, 2025, GoTyme Bank officially set the Go Save interest rate to 3.5% per annum, credited monthly. The interest is subject to the standard 20% withholding tax. What changed? This change was confirmed in their app’s … Continue reading