The recent 6.9-magnitude earthquake that struck Cebu has left thousands of families displaced and properties damaged. In response, Pag-IBIG Fund members living in areas declared under a state of calamity may now apply for a Pag-IBIG Calamity Loan to help … Continue reading
Category Archives: Pag-IBIG (MP2, Savings, Housing Loan)
Philippine Inflation 2025: How It Impacts Your Savings and Investments
Inflation in the Philippines has always been a hot topic, and in 2025, it’s once again front and center. For ordinary Filipinos, inflation simply means that your peso today buys you less tomorrow. Whether you’re saving money in the bank, … Continue reading
Pag-IBIG Multi-Purpose Loan vs. Bank Personal Loan: Pros and Cons for 2025
When emergencies strike or you suddenly need extra cash, two common options for many Filipinos are the Pag-IBIG Multi-Purpose Loan (MPL) and a Bank Personal Loan. Both have their pros and cons, but which one is better for you this … Continue reading
How to Check Your Pag-IBIG Contributions Online (2025 Update)
Many Filipinos wonder: “How do I check my Pag-IBIG contributions without visiting the branch?” Good news—Pag-IBIG now allows members to check their contributions online through the Virtual Pag-IBIG platform. In this updated 2025 guide, I’ll walk you through the step-by-step … Continue reading
Pag-IBIG MP2 vs. Mutual Funds: Which Should You Choose?
When it comes to growing your money, two common options available to Filipinos are Pag-IBIG MP2 and Mutual Funds. Both are popular for beginner and experienced investors alike, but they serve different purposes and come with different risks and rewards. … Continue reading
Pag-IBIG MP2 vs. Cooperative Savings: Which is More Practical?
When it comes to saving and growing money in the Philippines, two popular options stand out for ordinary Filipinos: Pag-IBIG MP2 Savings and Cooperative Savings Accounts. Both are accessible, safe, and community-driven, but they work in very different ways. So, … Continue reading
SSS Salary Loan vs Pag-IBIG MPL: Which Should You Get?
If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading
Pag-IBIG MP2 vs. Bank Time Deposit: Where Should You Park Your Money?
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading
Pag-IBIG Loyalty Card Plus: Is It Worth It?
When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading
Government Savings Programs You Should Know About in the Philippines
If you’re looking for safe, reliable, and government-backed ways to grow your money in the Philippines, you don’t always have to rely on banks or private investments. The government itself offers multiple programs that help you earn while keeping your … Continue reading