If you’re planning to invest in Pag-IBIG—whether through Regular Savings, MP2, or Modified Regular Savings (MRS)—one of the first things you should look at is the dividend history. Pag-IBIG is unique because it consistently publishes its annual dividend rates, allowing … Continue reading
Category Archives: Pag-IBIG (MP2, Savings, Housing Loan)
Pag-IBIG Fund Earns ₱28 Billion in 2025: What This Means for Your MP2 Dividends
Pag-IBIG Fund continues to deliver strong financial results this 2025, reporting a record-high ₱28.04 billion net income for the first half of the year — a 15.25% increase from the same period last year. According to Pag-IBIG officials, this performance … Continue reading
Should Retirees Invest in Pag-IBIG MP2? A Practical Look
Many retirees ask: “Should I put my retirement money in Pag-IBIG MP2?” The answer isn’t as simple as “yes.” While MP2 is safe and tax-free, at age 60+, your priorities are different: preserving capital, staying liquid for emergencies, and enjoying … Continue reading
Pag-IBIG MP2 for OFWs: How Overseas Filipinos Can Open and Contribute
If you’re an OFW looking for a safe and high-yield investment in the Philippines, the Pag-IBIG MP2 Savings Program is one of your best options. It’s government-backed, tax-free, and has been giving solid annual dividends — often higher than most … Continue reading
BBM Declares One-Year State of Calamity: What It Means for Your Finances
President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading
Pag‑IBIG Forms You Need (2025 Guide): Commonly Used Documents and Where to Download Them
Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
Pag-IBIG Calamity Loan Now Available for Cebu Earthquake Victims
The recent 6.9-magnitude earthquake that struck Cebu has left thousands of families displaced and properties damaged. In response, Pag-IBIG Fund members living in areas declared under a state of calamity may now apply for a Pag-IBIG Calamity Loan to help … Continue reading
Philippine Inflation 2025: How It Impacts Your Savings and Investments
Inflation in the Philippines has always been a hot topic, and in 2025, it’s once again front and center. For ordinary Filipinos, inflation simply means that your peso today buys you less tomorrow. Whether you’re saving money in the bank, … Continue reading
Pag-IBIG Multi-Purpose Loan vs. Bank Personal Loan: Pros and Cons for 2025
When emergencies strike or you suddenly need extra cash, two common options for many Filipinos are the Pag-IBIG Multi-Purpose Loan (MPL) and a Bank Personal Loan. Both have their pros and cons, but which one is better for you this … Continue reading
How to Check Your Pag-IBIG Contributions Online (2025 Update)
Many Filipinos wonder: “How do I check my Pag-IBIG contributions without visiting the branch?” Good news—Pag-IBIG now allows members to check their contributions online through the Virtual Pag-IBIG platform. In this updated 2025 guide, I’ll walk you through the step-by-step … Continue reading