BBM Declares One-Year State of Calamity: What It Means for Your Finances

President Ferdinand “Bongbong” Marcos Jr. (BBM) has declared a one-year nationwide State of Calamity through Proclamation No. 1077, following the massive destruction caused by Typhoon Tino across the Visayas and parts of Luzon and Mindanao. While this move allows government … Continue reading

Why Your SSS Loan Application Gets Rejected — and How to Fix It

Applying for an SSS loan is supposed to be easy, but many Filipinos get frustrated when they see the message: “Your SSS loan application has been disapproved.” If that happened to you recently, don’t worry — you’re not alone. Every … Continue reading

MySSS Pension Booster (SSS WISP): What It Is & How It Works

If you’re an SSS member, you might have heard about MySSS Pension Booster — the revamped version of what used to be called WISP / WISP Plus. It’s part of SSS’s effort to help Filipinos grow their retirement savings in … Continue reading

SSS Salary loan vs Pag-IBIG MPL

SSS Salary Loan vs Pag-IBIG MPL: Which Should You Get?

If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading

SSS

How to Check Your SSS Contributions Online (Step-by-Step Guide)

Gone are the days when you had to personally visit an SSS branch and line up just to check your contributions. Today, thanks to the My.SSS online portal, members can easily monitor their SSS payments anytime and anywhere. If you … Continue reading

SSS

The New SSS ID: A UnionBank Visa Debit Card in One

The Social Security System (SSS) is rolling out something new for its members: the MySSS Card. This card isn’t just an identification card—it also works as a UnionBank Visa debit card. That means you can use it to receive SSS … Continue reading

SSS Consolidation and Restructuring: How to Fix Unpaid Loans

If you have an unpaid SSS loan, you already know the drill: your balance keeps growing because of interest and penalties. The good news? The Social Security System (SSS) offers Loan Restructuring Programs (LRP) and Loan Consolidation so you can … Continue reading

Government Savings Programs You Should Know About in the Philippines

If you’re looking for safe, reliable, and government-backed ways to grow your money in the Philippines, you don’t always have to rely on banks or private investments. The government itself offers multiple programs that help you earn while keeping your … Continue reading