If there’s one secret that separates consistent investors from risky gamblers, it’s diversification. You’ve probably heard the saying, “Don’t put all your eggs in one basket.” That’s exactly what diversification means — spreading your investments across different assets so you … Continue reading
Building wealth doesn’t happen overnight — it’s a journey that changes depending on where you are in life.A 25-year-old shouldn’t invest the same way as someone in their 50s. Your goals, risk tolerance, and time horizon evolve with age, so … Continue reading
For many Filipinos, the dream is to have tulog ka na, kumikita ka pa. That’s exactly what dividend income can do for you — it gives you regular cash flow without needing to work extra hours. But how does it … Continue reading
When it comes to growing your money, two common options available to Filipinos are Pag-IBIG MP2 and Mutual Funds. Both are popular for beginner and experienced investors alike, but they serve different purposes and come with different risks and rewards. … Continue reading
When it comes to saving and growing money in the Philippines, two popular options stand out for ordinary Filipinos: Pag-IBIG MP2 Savings and Cooperative Savings Accounts. Both are accessible, safe, and community-driven, but they work in very different ways. So, … Continue reading
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading
If you’re looking for safe, reliable, and government-backed ways to grow your money in the Philippines, you don’t always have to rely on banks or private investments. The government itself offers multiple programs that help you earn while keeping your … Continue reading
If you’re a Pag-IBIG member, your monthly contribution isn’t just a deduction from your salary—it’s an investment in your future. Starting 2024, Pag-IBIG increased the mandatory contribution rates, which means your savings will grow faster. In this guide, we’ll go … Continue reading
Pag-IBIG MP2 has become one of the most popular government savings programs in the Philippines—and for good reason. With higher dividend rates compared to regular savings, it’s no wonder more Filipinos are asking: What’s the best way to invest in … Continue reading
If you’re looking for a safe and reliable investment in the Philippines, Retail Treasury Bonds (RTB) and Pag-IBIG MP2 are two of the most popular choices. Both are government-backed, low-risk, and accessible to Filipinos worldwide — but which one fits … Continue reading