What Happened to Shari-Shari Trading Platform? Kung isa ka sa mga Pinoy na na-excite sa launch ng Shari-Shari as a way to invest in U.S. stocks with low capital, hindi ka nag-iisa. The platform had a lot of promise—fractional shares, … Continue reading
Monthly Archives: July 2025
How to File an SSS Salary Loan in 2025: Step-by-Step Guide for Employed, Voluntary, and OFW Members
Gusto mo bang umutang sa SSS pero hindi sure kung paano simulan? Don’t worry. Whether you’re employed, a voluntary member, or an OFW, this guide will walk you through how to apply for an SSS salary loan in 2025, the … Continue reading
URGENT: Pag-IBIG and SSS Now Accepting Calamity Loan Applications (2025 Typhoon Advisory)
Kung apektado ka ng Typhoon Crising o ng malalakas na habagat sa inyong lugar, this is for you.Both Pag-IBIG Fund and SSS have officially announced that their Calamity Loan Programs are now open for members living in areas declared under … Continue reading
How to File a Calamity Loan on SSS (2025 Step-by-Step Guide)
If you were affected by a recent typhoon, earthquake, or other natural disaster, SSS offers a Calamity Assistance Program para matulungan kang makabangon financially. In this guide, I’ll walk you through how to file a calamity loan on SSS, who … Continue reading
How to File a Calamity Loan on Pag‑IBIG (2025 Updated Guide)
Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading
Pag‑IBIG MP2 vs. SSS WISP Plus: Which Voluntary Savings Plan Suits You?
If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
20% Tax on Interest Income Philippines (2025): What Savers Need to Know
Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading
How to Apply for a Pag-IBIG Multi-Purpose Loan (MPL) – A Simple Guide for Every Juan
Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading
SeaBank Savings Rate Now at 4% p.a.
Heads-up, savers! SeaBank Philippines now offers a 4% per annum interest rate on savings balances up to ₱400,000, with daily crediting. Any excess beyond ₱400,000 will earn 3% per annum, still credited daily. SeaBank Savings Rate at a Glance Category … Continue reading
Pag-IBIG Now Allows Members to Loan Up to 90% of Their Savings
If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading