Whether you’re applying for a Pag-IBIG loan, enrolling in the MP2 program, or making changes to your membership record, you’ll need to fill out the right form. To make things easier, here’s a quick reference guide to the most commonly … Continue reading
Category Archives: Featured
AI Bubble 2025: Why Regulators Are Sounding the Alarm
In 2025, the hype around Artificial Intelligence (AI) has reached fever pitch. With massive investments, surging valuations of tech firms, and a wave of speculative betting, major financial institutions and central banks are now raising red flags: the AI boom … Continue reading
Bitcoin Crash 2025 Explained: Causes, Consequences, and What’s Next
After a strong run earlier this year, Bitcoin suddenly plunged by more than 8% in a single day—its steepest drop since 2022. The broader crypto market lost nearly $19 billion in value as leveraged positions were wiped out and panic … Continue reading
Is the Philippine Party-List System a Waste of Taxpayers’ Money?
The Philippine party-list system was supposed to give a voice to the marginalized. But more than two decades after its implementation, one can’t help but ask: is it really serving its purpose—or is it just another way to waste taxpayers’ … Continue reading
How Compound Interest Works: A Simple Guide for Filipinos
In simple terms, compound interest is interest earned on both your initial money (the principal) and the interest it has already earned. This is different from simple interest, which only earns interest on the principal amount. Think of it as … Continue reading
Best OFW Investment Options in the Philippines (2025 Guide)
Overseas Filipino Workers (OFWs) work hard to provide for their families. But while sending money home is important, investing is what really builds long-term wealth. If you’re an OFW looking for smart ways to grow your money in 2025, this … Continue reading
Why GCash Rarely Works at 7-Eleven (2025 Update)
If you’ve ever tried paying with GCash at 7-Eleven, chances are you’ve heard the familiar line: “Sir/Ma’am, hindi gumagana ang GCash.” For many Filipinos, this has become such a common experience that some even avoid using GCash at 7-Eleven altogether. … Continue reading
Flood Control Corruption: How Billions in Taxpayer Money Could’ve Helped Ordinary Filipinos Instead
When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading
BIR Forms Download Guide: Complete List of Forms You Can Download Online
If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading
RTB 2025: Complete Guide to Retail Treasury Bonds in the Philippines
If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading