The Philippine party-list system was supposed to give a voice to the marginalized. But more than two decades after its implementation, one can’t help but ask: is it really serving its purpose—or is it just another way to waste taxpayers’ … Continue reading
In simple terms, compound interest is interest earned on both your initial money (the principal) and the interest it has already earned. This is different from simple interest, which only earns interest on the principal amount. Think of it as … Continue reading
Overseas Filipino Workers (OFWs) work hard to provide for their families. But while sending money home is important, investing is what really builds long-term wealth. If you’re an OFW looking for smart ways to grow your money in 2025, this … Continue reading
If you’ve ever tried paying with GCash at 7-Eleven, chances are you’ve heard the familiar line: “Sir/Ma’am, hindi gumagana ang GCash.” For many Filipinos, this has become such a common experience that some even avoid using GCash at 7-Eleven altogether. … Continue reading
When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading
If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading
If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading
When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading
So you finally have ₱10,000 ready to invest. Now the big question is: where should you put it?Whether you’re a first-time investor or someone looking to grow extra cash, the trick is to match your investment choice with your risk … Continue reading
A time deposit is one of the simplest and safest ways to grow your money in the Philippines. Banks offer a fixed interest rate over a specific term — and the longer your money stays, the higher the rate you … Continue reading