When the government announced massive spending on flood control projects, many Filipinos hoped this would finally ease the constant problem of flooding in Metro Manila and nearby provinces. But instead of solutions, what we got was an investigation into alleged … Continue reading
If you’ve ever needed to file your taxes, apply for business registration, or simply request your annual ITR, you know how important BIR forms are. The Bureau of Internal Revenue (BIR) requires different forms depending on whether you’re an employee, … Continue reading
If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading
When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading
So you finally have ₱10,000 ready to invest. Now the big question is: where should you put it?Whether you’re a first-time investor or someone looking to grow extra cash, the trick is to match your investment choice with your risk … Continue reading
A time deposit is one of the simplest and safest ways to grow your money in the Philippines. Banks offer a fixed interest rate over a specific term — and the longer your money stays, the higher the rate you … Continue reading
Are you curious about how much SSS pension you might get at retirement? Or how your Pension Booster (MPF/WISP) can grow over time? With this updated SSS Pension Calculator, you can estimate your Regular SSS Pension and Pension Booster based … Continue reading
Update as of August 17, 2025:RTB 31 is no longer available for purchase. The public offering ran from August 5 to August 15, 2025, and the Bureau of the Treasury has since closed subscriptions for individual investors. While you can … Continue reading
If you’re investing in Pag-IBIG MP2, one of the easiest ways to make your contributions is through GCash. No need to visit payment centers or banks—everything can be done with just your phone. In this updated 2025 guide, I’ll walk … Continue reading
If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading