Update as of August 17, 2025:RTB 31 is no longer available for purchase. The public offering ran from August 5 to August 15, 2025, and the Bureau of the Treasury has since closed subscriptions for individual investors. While you can … Continue reading
If you’ve ever been approached by an insurance agent who said, “Sir, ma’am, this is an investment with life insurance in one!” — run. Because chances are, they were trying to sell you a VUL (Variable Universal Life insurance) policy. … Continue reading
What is RTB31? RTB31 is the 31st tranche of the Retail Treasury Bonds (RTBs) issued by the Philippine government through the Bureau of the Treasury (BTr). These are low-risk investments backed by the government, perfect for conservative investors looking for … Continue reading
Retail Treasury Bonds (RTBs) are one of the easiest and safest investments you can make in the Philippines. But if you’re wondering “Magkano ba ang kikitain ko sa RTB?”—this calculator tool can help. Whether you’re investing in RTB 31 or … Continue reading
Looking for an updated list of SSS forms in 2025? Whether you’re applying for a loan, updating your member details, or filing for benefits, this quick guide breaks down the most commonly used forms you can download from the official … Continue reading
As of now (August 4, 2025), Bitcoin is trading around $113,000, with a recent high near $122,000. Institutional demand, regulatory clarity, and ETF inflows have boosted confidence—but the crypto market remains volatile Let’s take a look at what might happen … Continue reading
If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
What is Pag-IBIG MP2? Pag-IBIG MP2 or Modified Pag-IBIG II is a voluntary savings program for members who want to grow their money with higher dividends than the regular Pag-IBIG fund. It’s backed by the government, making it one of … Continue reading
The New US–PH Tariff Deal: Win or Lose? On July 22, 2025, the Philippines signed a new tariff agreement with the United States, removing or lowering duties on various goods traded between both countries. At first glance, it looks like … Continue reading
Pag-IBIG Fund has just announced a one-month moratorium on housing loan payments for members whose residences or sources of income were affected by Typhoon Crising. This is part of Pag-IBIG’s disaster response, following the official declaration of a state of … Continue reading