If you’ve recently logged in to your SSS online account and tried to apply for a Calamity Loan, you might have seen this frustrating message: “This service is unavailable.” Don’t worry, you’re not alone. Many members are currently experiencing this … Continue reading
Category Archives: Investment and Finance
Pag‑IBIG MP2 vs. SSS WISP Plus: Which Voluntary Savings Plan Suits You?
If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
Pag‑IBIG Record Consolidation: How to Merge or Update Your Pag‑IBIG Contributions (2025 Guide)
Why You Might Need Pag‑IBIG Consolidation or Merging If your Pag‑IBIG Virtual account doesn’t show all your contributions—maybe because of multiple employers, job changes, or having more than one MID number—you’ll need to request a record consolidation or merging. This … Continue reading
How to Invest in Pag-IBIG MP2 (2025 Guide)
What is Pag-IBIG MP2? Pag-IBIG MP2 or Modified Pag-IBIG II is a voluntary savings program for members who want to grow their money with higher dividends than the regular Pag-IBIG fund. It’s backed by the government, making it one of … Continue reading
SSS Pension Increase 2025–2027: How Much More Will Retirees Really Get?
What You Need to Know About the 2025 SSS Pension Increase The Social Security System (SSS) has approved a first-ever three-year pension increase program, starting September 2025. It aims to assist pensions amid rising living costs — without increasing contributions. … Continue reading
SeaBank Will Lower Interest Rate Starting August 7, 2025
Heads up, SeaBank savers! Beginning August 7, 2025, SeaBank will implement a new interest rate scheme: This change was officially announced by SeaBank on their Facebook page, and it affects all savings accounts starting August 7. What Changed? Previously, SeaBank … Continue reading
How to Pay Pag-IBIG MP2 Using GrabPay and a Credit Card (No 1.75% Fee)
Want to Use a Credit Card for MP2 Without the Extra Charge? If you’ve ever tried paying your Pag-IBIG MP2 savings using your credit card directly through Virtual Pag-IBIG, you’ve probably noticed that there’s a 1.75% convenience fee. Ouch. But … Continue reading
Why the Philippines May Be Losing in the New US–PH Tariff Deal (But Hey, Cheaper Cars?)
The New US–PH Tariff Deal: Win or Lose? On July 22, 2025, the Philippines signed a new tariff agreement with the United States, removing or lowering duties on various goods traded between both countries. At first glance, it looks like … Continue reading
How to Pay SSS Pension Booster (WISP Plus) via BPI eGov
Kung isa ka sa mga naghulog na sa SSS Pension Booster (formerly WISP Plus) at gusto mong ituloy-tuloy ang savings mo, good news—pwedeng-pwede kang magbayad through BPI eGov. Madali lang ‘to, and best of all, real-time ang posting kapag nagbayad … Continue reading
How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide
So your MP2 savings has finally matured after five years—congrats!Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings. If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. … Continue reading