Updated: August 2025 – Good news! The Social Security System (SSS) has officially opened its Calamity Loan Program (CLP) for members in areas declared under a state of calamity. And it gets even better—SSS recently improved its calamity loan guidelines … Continue reading
What is RTB31? RTB31 is the 31st tranche of the Retail Treasury Bonds (RTBs) issued by the Philippine government through the Bureau of the Treasury (BTr). These are low-risk investments backed by the government, perfect for conservative investors looking for … Continue reading
Retail Treasury Bonds (RTBs) are one of the easiest and safest investments you can make in the Philippines. But if you’re wondering “Magkano ba ang kikitain ko sa RTB?”—this calculator tool can help. Whether you’re investing in RTB 31 or … Continue reading
Looking to invest in Pag-IBIG MP2 but not sure how much you’ll earn? Whether you’re contributing monthly, yearly, or in one big lump sum, this calculator will give you a clear picture of your estimated returns based on your preferred … Continue reading
Looking for an updated list of SSS forms in 2025? Whether you’re applying for a loan, updating your member details, or filing for benefits, this quick guide breaks down the most commonly used forms you can download from the official … Continue reading
As of now (August 4, 2025), Bitcoin is trading around $113,000, with a recent high near $122,000. Institutional demand, regulatory clarity, and ETF inflows have boosted confidence—but the crypto market remains volatile Let’s take a look at what might happen … Continue reading
If you’ve recently logged in to your SSS online account and tried to apply for a Calamity Loan, you might have seen this frustrating message: “This service is unavailable.” Don’t worry, you’re not alone. Many members are currently experiencing this … Continue reading
If you’re looking for a low-risk, government-backed way to grow your money, you’ve probably heard of Pag‑IBIG MP2 and SSS WISP Plus. But which one fits your goals and budget better? Let’s break them down in simple terms para mas … Continue reading
What is Pag-IBIG MP2? Pag-IBIG MP2 or Modified Pag-IBIG II is a voluntary savings program for members who want to grow their money with higher dividends than the regular Pag-IBIG fund. It’s backed by the government, making it one of … Continue reading
What You Need to Know About the 2025 SSS Pension Increase The Social Security System (SSS) has approved a first-ever three-year pension increase program, starting September 2025. It aims to assist pensions amid rising living costs — without increasing contributions. … Continue reading