If you’ve ever wanted to invest in the stock market but didn’t know where to start, Exchange-Traded Funds (ETFs) might be the simplest answer. They offer diversification, flexibility, and accessibility — all in one package. This article will walk you … Continue reading
There’s growing talk in government circles about reducing the Value-Added Tax (VAT) from 12% to 10% — something many Filipinos have been wishing for.After all, lower VAT means cheaper goods and a little more room to breathe each payday. But … Continue reading
For many Filipinos, the dream is to have tulog ka na, kumikita ka pa. That’s exactly what dividend income can do for you — it gives you regular cash flow without needing to work extra hours. But how does it … Continue reading
When financial experts say you need an emergency fund, it often sounds like vague advice — “Save three to six months of your expenses.” But for most Filipinos, the question is: How much is that, exactly? In this post, we’ll … Continue reading
The Bangko Sentral ng Pilipinas (BSP) just made another surprise move — cutting interest rates for the fourth straight time, bringing the benchmark rate down to 4.75%. While this may sound like good news for borrowers, the bigger question is: … Continue reading
In 2025, the hype around Artificial Intelligence (AI) has reached fever pitch. With massive investments, surging valuations of tech firms, and a wave of speculative betting, major financial institutions and central banks are now raising red flags: the AI boom … Continue reading
If you’re planning to invest in the Philippine Stock Market, one of the easiest and most popular ways to start is by opening a COL Financial account. It’s beginner-friendly, SEC-licensed, and has been helping Filipinos invest since 1999. In this … Continue reading
If you’ve tried enrolling your bank or e-wallet in SSS’s Disbursement Account Enrollment Module (DAEM), chances are you’ve encountered a frustrating error or rejection message. Don’t worry — you’re not the only one. Many members in 2025 are still having … Continue reading
Applying for an SSS loan is supposed to be easy, but many Filipinos get frustrated when they see the message: “Your SSS loan application has been disapproved.” If that happened to you recently, don’t worry — you’re not alone. Every … Continue reading
If you’ve ever wondered how some investors make money without constantly buying and selling stocks, the answer might be dividend investing. Unlike traders who chase price swings, dividend investors focus on building a portfolio of companies that regularly share their … Continue reading