In simple terms, compound interest is interest earned on both your initial money (the principal) and the interest it has already earned. This is different from simple interest, which only earns interest on the principal amount. Think of it as … Continue reading
Overseas Filipino Workers (OFWs) work hard to provide for their families. But while sending money home is important, investing is what really builds long-term wealth. If you’re an OFW looking for smart ways to grow your money in 2025, this … Continue reading
E-wallets in the Philippines have come a long way. What started as simple apps for sending money and paying bills has now grown into full-fledged digital banks. In 2025, platforms like GCash, Maya, Maribank (formerly SeaBank), GoTyme, and Tonik are … Continue reading
More Filipinos are turning to digital investing, and GCash’s GFunds (formerly “GInvest”) is one of the most accessible ways to get started. If you’re thinking of investing through GFunds but want to understand what’s really available and how it works, … Continue reading
When emergencies strike or you suddenly need extra cash, two common options for many Filipinos are the Pag-IBIG Multi-Purpose Loan (MPL) and a Bank Personal Loan. Both have their pros and cons, but which one is better for you this … Continue reading
Many Filipinos avoid getting a credit card because of the dreaded annual fee. Good news: there are now several banks in the Philippines offering credit cards with no annual fee—some permanently, others with easy waivers. If you’re a first-time cardholder … Continue reading
Many Filipinos wonder: “How do I check my Pag-IBIG contributions without visiting the branch?” Good news—Pag-IBIG now allows members to check their contributions online through the Virtual Pag-IBIG platform. In this updated 2025 guide, I’ll walk you through the step-by-step … Continue reading
When it comes to growing your money, two common options available to Filipinos are Pag-IBIG MP2 and Mutual Funds. Both are popular for beginner and experienced investors alike, but they serve different purposes and come with different risks and rewards. … Continue reading
If you’ve been searching for ways to grow your money beyond a regular savings account, you’ve probably come across mutual funds. They’re one of the most common investment vehicles offered by banks and financial institutions in the Philippines. But what … Continue reading
When it comes to saving and growing money in the Philippines, two popular options stand out for ordinary Filipinos: Pag-IBIG MP2 Savings and Cooperative Savings Accounts. Both are accessible, safe, and community-driven, but they work in very different ways. So, … Continue reading