When it comes to personal finance, two essentials often come up: building an emergency fund and getting life insurance. But ask 10 people which one to prioritize first, and you’d get 10 different answers. In this article, we’ll clarify the … Continue reading
If you’re looking for a way to grow your money but don’t want the hassle of picking individual stocks or bonds, then a UITF might be something worth considering. Many Filipinos have heard of UITF, especially when visiting banks, but … Continue reading
When it comes to buying your dream house, most Filipinos face the same question: Should I get a housing loan from Pag-IBIG or from a bank? Both options have their advantages and disadvantages, and the right choice really depends on … Continue reading
If you’re a regular employee in the Philippines, chances are you’ve already contributed to both SSS (Social Security System) and Pag-IBIG Fund. That also means you’re eligible to borrow money from these institutions through their loan programs: the SSS Salary … Continue reading
If you’re a Filipino saver, chances are you’ve been offered a time deposit at your local bank. It sounds safe, predictable, and easy to understand. On the other hand, more and more people are now discovering Pag-IBIG MP2 Savings Program … Continue reading
If you’re looking for a safe and reliable way to grow your money in 2025, one option worth considering is Retail Treasury Bonds (RTBs). These government-backed investments are popular among Filipinos who want better returns than a regular savings account, … Continue reading
When it comes to government IDs, most of us think of the usual ones like SSS, PhilHealth, or UMID. But Pag-IBIG also has its own version: the Pag-IBIG Loyalty Card Plus. If you’ve already read my guide on how to … Continue reading
Gone are the days when you had to personally visit an SSS branch and line up just to check your contributions. Today, thanks to the My.SSS online portal, members can easily monitor their SSS payments anytime and anywhere. If you … Continue reading
The Social Security System (SSS) is rolling out something new for its members: the MySSS Card. This card isn’t just an identification card—it also works as a UnionBank Visa debit card. That means you can use it to receive SSS … Continue reading
What Is an Emergency Fund? An emergency fund is a dedicated amount of money set aside to cover unexpected expenses like medical emergencies, job loss, urgent home repairs, or even family emergencies. It’s not for buying a new phone or … Continue reading