Early Withdrawal from Pag-IBIG MP2: When and How to Do It

Pwede bang i-withdraw agad ang MP2 savings bago ito mag-mature? Yes—pero may mga certain conditions at limitations. The MP2 Savings Program is designed for 5-year maturity, but Pag-IBIG allows early withdrawal in specific situations. So kung kailangan mo ng funds … Continue reading

How to Claim Pag-IBIG MP2 Upon Maturity: A Simple Guide

So your MP2 savings has finally matured after five years—congrats!Hindi biro ang mag-ipon consistently, and now it’s time to claim your earnings. If you’re wondering “Paano ko makukuha ang MP2 ko?” — don’t worry, I’ll walk you through the process. … Continue reading

How to Apply for a Pag-IBIG Housing Loan Moratorium After Typhoon Crising

Pag-IBIG Fund has just announced a one-month moratorium on housing loan payments for members whose residences or sources of income were affected by Typhoon Crising. This is part of Pag-IBIG’s disaster response, following the official declaration of a state of … Continue reading

Can You File a New Pag-IBIG Calamity Loan Even If You Have an Existing MPL or Calamity Loan?

Typhoon season is here again, and if your area has been officially declared under a state of calamity, you might be wondering:Pwede ba akong mag-file ulit ng Pag-IBIG Calamity Loan kahit meron pa akong existing loan? Let’s clear that up … Continue reading

How to Pay Pag-IBIG MP2 Using Maya (2025 Guide)

Saving through the Pag-IBIG MP2 program is one of the easiest and safest ways to grow your money. But did you know that you can pay your MP2 savings directly through Maya — no need for over-the-counter payments or logging … Continue reading

How to File a Calamity Loan on Pag‑IBIG (2025 Updated Guide)

Typhoons, floods, earthquakes—kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado. Good thing, Pag‑IBIG Fund offers a Calamity Loan to help members recover financially after a disaster. In this post, I’ll show you how to file a Pag‑IBIG … Continue reading

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20% Tax on Interest Income Philippines (2025): What Savers Need to Know

Effective July 1, 2025, the Philippine government rolled out a flat 20% final withholding tax (FWT) on all interest income from bank deposits. Yes, kahit anong klase pa ’yan—regular savings, time deposits, or foreign currency accounts—basta may interest, may bawas … Continue reading

Pag-IBIG Fund

How to Apply for a Pag-IBIG Multi-Purpose Loan (MPL) – A Simple Guide for Every Juan

Kung gipit sa budget, may biglaang gastos, o gusto mong magdagdag puhunan para sa small biz mo—Pag-IBIG’s Multi-Purpose Loan (MPL) can help you breathe a little easier. And guess what? Starting May 16, 2025, Pag-IBIG made the MPL even more … Continue reading

Pag-IBIG Fund

Pag-IBIG Now Allows Members to Loan Up to 90% of Their Savings

If you’re planning to take out a loan from Pag-IBIG soon, here’s some good news: Pag-IBIG has raised the loanable amount for its Multi-Purpose Loan (MPL) program from 80% to 90% of your total savings. That means you can now … Continue reading